Kotak Silk Inspire Credit Card vs TATA STAR Platinum Card
VS
Fees
Kotak Mahindra Bank
Tata
Joining Fees
₹599
₹2,999
Renewal Fees
₹599
₹2,999
Network
Visa
Mastercard
Editor's Review
3.6
3.5
Free Lounge Access
No
Yes
Features
Kotak Silk Inspire Credit Card
- Avail 5x Reward Points on every Rs. 100 spent on Apparels
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
- Avail 1 reward for every Rs. 200 spent on other categories without any restrictions
TATA STAR Platinum Card
- Welcome and Anniversary e-Gift Vouchers from STAR worth up to Rs.3000
- Spends linked gift vouchers worth up to Rs.6,000
- On spends at STAR Outlets, get 3.5% value back
- Get 3 Reward Points on Departmental Stores, Dining, Grocery and International spends
Editor's Review
Kotak Silk Inspire Credit Card
Pros
- 5% savings on apparels
- Get 1 Reward Point for every Rs.200 spent on other categories
- Silk Inspired Shield
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
TATA STAR Platinum Card
Pros
- Welcome and Anniversary gift vouchers
- Airport lounge access
- Gift vouchers on achieving milestone spends
- Value back at STAR and TATA outlets
Cons
- High-interest rate
- No concierge services
- No Golf games
