Kotak Silk Inspire Credit Card vs SimplySave SBI Card
Joining Fees
₹599
₹499
Editor's Rating
3.6
3.8
Key Features
- Avail 5x Reward Points on every Rs. 100 spent on Apparels
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
- Avail 1 reward for every Rs. 200 spent on other categories without any restrictions
- Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
- Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
- Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
- On all other spends, earn 1 Reward Point per Rs 150 spent
- 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
- With SimplySAVE SBI Card, daily purchases will be much easier. Simply wave the card at a secure reader to transact
- Transfer the outstanding balance of other banks’ credit cards to SimplySAVE SBI Card, and avail a lower rate of interest and pay back in EMIs
- With the facility of Flexipay, convert transactions in easy monthly installments. Make purchases for Rs. 2,500 or more using SimplySAVE SBI Card
Editor's Review
Pros
- 5% savings on apparels
- Get 1 Reward Point for every Rs.200 spent on other categories
- Silk Inspired Shield
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
Pros
- 1% fuel surcharge at any petrol pump
- Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
- Get annual membership fee reversal from second year of your subscription
Cons
- No Golf/coaching sessions
- Fee waiver on minimum spend of Rs. 1,00,000
- No complimentary Airport Lounge Access
