Kotak Silk Inspire Credit Card vs SimplySave SBI Card

• Avail 5x  Reward Points on every Rs. 100 spent on Apparels
• Pay with Reward Points at selected merchant outlets
• Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
• Avail 1 reward for every Rs. 200 spent on other categories without any restrictions 

• Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
• Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
• Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends.
• On all other spends, earn 1 Reward Point per Rs 150 spent
• Get freedom from paying the 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
• Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card

Pros

• 5% savings on apparels
• Get 1 Reward Point for every Rs.200 spent on other categories
• Silk Inspired Shield

Cons

• No Golf Privileges 
• No Concierge Services 
• No Airport Lounge access 

Pros

• 1% fuel surcharge at any petrol pump
• Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Get annual membership fee reversal from second year of your subscription

Cons

• No Golf/coaching sessions
• Fee waiver on minimum spend of Rs. 1,00,000
• No complimentary Airport Lounge Access