Kotak Silk Inspire Credit Card vs Axis Bank Titanium Smart Traveler Credit Card

• Avail 5x  Reward Points on every Rs. 100 spent on Apparels
• Pay with Reward Points at selected merchant outlets
• Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
• Avail 1 reward for every Rs. 200 spent on other categories without any restrictions 

• Get 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 and Rs. 4,000   
• Dining Delights- minimum 15% off on partner restaurants in India 
• On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
• Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions:

1. On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points 
2. For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points 
3. On every Rs. 200 spent on the credit card in India, earn 2 points

Pros

• 5% savings on apparels
• Get 1 Reward Point for every Rs.200 spent on other categories
• Silk Inspired Shield

Cons

• No Golf Privileges 
• No Concierge Services 
• No Airport Lounge access 

Pros

• Dining Delights- minimum 15% off on partner restaurants in India 
• On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
• On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points 

Cons

• No Airport Lounge access 
• No Golf Privileges