Kotak Silk Inspire Credit Card vs Axis Bank Pride Signature Credit Card

Joining Fees

₹599

₹0

Editor's Rating

3.6

4.6

Key Features

  • Avail 5x  Reward Points on every Rs. 100 spent on Apparels
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
  • Avail 1 reward for every Rs. 200 spent on other categories without any restrictions 
  • Personalized card with the shades of Indian Flag
  • The dedicated 4th embossed  line for Army, Navy, or Air Force
  • 2 Complimentary visits to select Domestic Airport Lounges within India 
  • From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
  • Discover unique and new cuisines and flavours with Axis Bank Dining Delights that  offers  15% off at partnered restaurants in India 
  • 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month 
  • EDGE REWARD Points can  be earned on fuel transactions 
  • Get free add-on cards
  • EMV certified chip-credit card 
  • Zero lost card liability 
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 8 points on every Rs. 200 spent on the credit card
  • Avail 100 bonus EDGE points every month- The cardholder is required to use the card for spends on Rs. 5000 or more every month 

Editor's Review

Pros

  • 5% savings on apparels
  • Get 1 Reward Point for every Rs.200 spent on other categories
  • Silk Inspired Shield

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 

Pros

  • Enjoy Complimentary Access to Airport Lounges within India 
  • Personalized Card with the Shades of Indian Tricolor
  • Get 100 bonus eDGE points every month

Cons            

  • No Golf/coaching sessions


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