Kotak Royale Signature Credit Card vs RBL Bank World Safari Credit Card

• Complimentary access to Airport Lounges in India
• Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
• Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
• In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
• Fuel Surcharge Waiver

* 0% markup fee on all foreign currency transactions and travel
* Earn Travel Points on all spends, and they’re redeemable for flights and hotel bookings
* Avail 2 Travel Points for every Rs. 100 spent on all purchases
* Avail 5 Travel Points for every Rs. 100 spent on Travel spends
* No Reward Points on International purchases
* 10,000 bonus Travel Points on spends of Rs. 2.5 lakh in a year 
* Additional 15,000 Travel Points on spends of Rs. 5 lakh in a year 
* Obtain Gift Card worth Rs. 10,000 from a host of brands like Taj experiences, Amazon, Croma, Myntra & Makemytrip on spends of Rs. 7.5 lakh in a year
* 2 complimentary lounge visits every quarter in India
* Access to 1300+ international airport lounges through complimentary Priority Pass membership. Get 2 complimentary international lounge visits using the Priority Pass. The visits are inclusive of guest visits
* Avail additional complimentary lounge visit via Priority Pass on spends of Rs. 50,000 or more in a calendar quarter
* Complimentary Travel Insurance that covers: Personal Liability coverage, Trip Delay, Baggage Loss, Loss of Passport, and Dental Treatment
* 24*7 Concierge Desk
* Access to selected golf courses across the country 
* Complimentary golf rounds 
* Free golf lessons
* Fuel Surcharge wavier across all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver of Rs. 250 per month

Pros

• Airport Lounge Access
• Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
• Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

• No complimentary Golf lessons/green
• Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access

Pros

* Complimentary golf rounds 
* 2 complimentary lounge visits every quarter in India and access to 1300+ international airport lounges through complimentary Priority Pass membership. Get 2 complimentary international lounge visits using the Priority Pass
* Fuel Surcharge wavier across all fuel stations

Cons

* No discounts on flights and hotels through air miles
* This card provides Travel Points instead of Air Miles that adds an unnecessary step for redemption
* No benefits on dining, shopping or entertainment