Kotak Royale Signature Credit Card vs JetPrivilege HDFC Diners Club Credit Card

Kotak Royale Signature Credit Card
Kotak Royale Signature Credit Card
Kotak Mahindra Bank · Visa
3.8
₹1,499 / Joining Fees
Apply Now →
VS
JetPrivilege HDFC Diners Club Credit Card
JetPrivilege HDFC Diners Club Credit Card
HDFC Bank · Visa
4
₹10,000 / Joining Fees
Apply Now →
Fees
Kotak Mahindra Bank
HDFC Bank
Joining Fees
₹1,499
₹10,000
Renewal Fees
₹999
₹5,000
Network
Visa
Visa
Editor's Review
3.8
4
Free Lounge Access
Yes
Yes
Features
Kotak Royale Signature Credit Card
  • Complimentary access to Airport Lounges in India
  • Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
  • Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
  • In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
  • Fuel Surcharge Waiver
JetPrivilege HDFC Diners Club Credit Card
  • Avail Rs.1,000 discount voucher on return flights
  • Earn 8 InterMiles on every Rs. 150 spent on retail expenses, and 16 InterMiles on every Rs 150 spent on every flight ticket booked
  • Enjoy Unlimited Airport Lounge access
  • Get 5% discount on Etihad Airways Economy tickets
  • Get 10% discount on Etihad Airways Business Class tickets
Editor's Review
Kotak Royale Signature Credit Card

Pros

  • Airport Lounge Access
  • Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
  • Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

  • No complimentary Golf lessons/green
  • Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
JetPrivilege HDFC Diners Club Credit Card

Pros

  • Avail discount voucher worth Rs.750 on return flights
  • Unlimited Complimentary Golf games
  • Take pleasures of feasting with loved ones by availing 15% discount or other benefits at the finest restaurants.

Cons

  • Joining fees high

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