Kotak Royale Signature Credit Card vs IndusInd Bank EazyDiner Platinum Credit Card
- Complimentary access to Airport Lounges in India
- Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
- Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
- In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
- Fuel Surcharge Waiver
* Welcome benefits include availing 3 months EazyDiner Prime membership worth Rs. 1,095, 25% (up to 50% OFF) at over 2000+ premium restaurants & bars, unlock more Prime-exclusive benefits like 2X EazyPoints and redeem them for FREE luxury hotel stays & FREE meals, and get 500 welcome bonus EazyPoints
* This is a LTF card (Life-Time Free) with no joining fees and no annual fees
* Earn 2 Reward Points on every INR 100 spent, except on Fuel, Insurance, Rent, Utility and Government
* Earn 0.7 Reward Points on Insurance, Rent, Utility and Government spends
* Get 2X EazyPoints using your EazyDiner IndusInd Bank Credit Card
* Instant redemption of Reward Points against restaurant bills for extra discount
* Redeem EazyPoints for FREE hotel stays, meals & exclusive restaurant events across the country.
* 1 Reward Point = Rs. 0.20
* Get extra 20% OFF (upto Rs. 500) when eating out and paying on the app via PayEazy. This offer is also valid on take-away
* 3 month Prime membership renewal upon spends of Rs. 30,000 in 90 days
* Milestone benefit includes availing 2000 Reward Points upon spending Rs. 30,000 every 90 days
* 1% fuel surcharge waiver
* ‘Total Protect’ covers you for an amount equal to the credit limit on the card and is available on Add-on cards as well
Pros
- Airport Lounge Access
- Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
- Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
- No complimentary Golf lessons/green
- Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
Pros
- Complimentary Prime Membership
- 25% (up to 50% OFF) at over 2000+ premium restaurants & bars, unlock more Prime-exclusive benefits like 2X EazyPoints and get 500 welcome bonus EazyPoints
- Earn 2 Reward Points on every Rs. 100 spent, except on Fuel, Insurance, Rent, Utility and Government
Cons
- No Domestic Airport Lounge Access and No International Airport Lounge Access
- Apart from dining benefits, no other benefits are associated with this card
- Suited only for frequent diners using the EazyDiner app
