Kotak Royale Signature Credit Card vs ICICI Bank Manchester United Platinum Credit Card
- Complimentary access to Airport Lounges in India
- Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
- Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
- In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
- Fuel Surcharge Waiver
* 1 complimentary domestic airport lounges access per quarter in India
* 25% discount, up to Rs. 100, on selected cinema ticket retailers
* 1% fuel surcharge, which is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps
* Visa Lounge Access: Relax in luxury and enjoy gourmet meals, comfortable seating, free Wi-Fi, widescreen TVs and beverage services.
* Domestic Airport Lounge Benefit: 1 complimentary airport lounge access per quarter
* Avail up to 3 Reward Points on every Rs. 100 spent on retail purchases except fuel
* Through ICICI Culinary Treats Programme avail dining benefits such as saving 15% on dining bills across more than 2,500 restaurants in India
* The annual fee gets waived off if spendings have gone more than Rs. 1,25,000 in the previous year
Pros
- Airport Lounge Access
- Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
- Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
- No complimentary Golf lessons/green
- Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
Pros
* Welcome Benefits
* 1 complimentary domestic airport lounges access per quarter in India
* 25% discount, up to Rs. 100, on selected cinema ticket retailers
Cons
* No insurance benefits
* No golf benefits
* No international lounge access
