Compare Kotak NRI Royale Signature Credit Card vs Citi PremierMiles Card

Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
Fuel Surcharge Waiver
Railway Surcharge Waiver
NRI Royale Shield

On the yearly card renewal period, get 3000 Bonus Miles
Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
Redeem miles over more than 100 domestic and international airlines
Transfer your miles to any of the card’s hotel & airline partner
Miles never expires so you can use them whenever you desire
Redeem Miles instantly via SMS against purchases at leading brands
Turn big purchases into small payments
Complimentary Access to Airport Lounges in India
Instant loans availed
Get amazing deals and discounts locally & in other 90 countries
As you earn more miles, redeem easily at www.premiermiles.co.in
You can either redeem the miles now or keep collecting them
Using Citi contactless card pay the easy way
Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
Enjoy the latest offers on the credit card
Have instant savings on lifestyle and wellness categories
Join the millions of subscribers with a unique analysis of the issues behind the headlines
Personal Air Accident Insurance cover of Rs 1 crore
Lost Card Liability Cover of Rs. 10 Lakh

Pros

Cons

Pros

The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
Save up to 20% across all Citibank's partnered restaurants

Cons