Kotak Mahindra Essentia Platinum Card vs Standard Chartered Manhattan Platinum Credit Card

Joining Fees

₹1,499

₹999

Editor's Rating

4.1

3.7

Key Features

  • 10% Savings on Departmental & Grocery Store spends: For every Rs 100 you spend at Departmental & Grocery Stores, earn 10 Saving Points
  • Avail 1 Saving Point for every Rs 250 you spend on other categories without any restrictions
  • Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
  • Visa payWave facility is the fasted, safe and secured method of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
  • Get Rs. 2,000 BookMyShow vouchers on your first transaction in first  90 days with your Manhattan Platinum credit card
  • Get 5% cashback and 3x reward points when you spend
  • Enjoy a host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme
  • Redeem reward points against Standard Chartered's new online catalogue with Standard Chartered 360 degrees rewards program

Editor's Review

Pros

  • The Redemption options are Cash, Airline tickets, Movie Tickets, Mobile Recharge, Branded Merchandise
  • 10% cashback on grocery and retail spending

Cons

  • Addon card Fees: Rs. 299
  • No complimentary Airport Lounge access

Pros

  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
  • Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
  • Convert entire outstanding (up to Rs. 5 lakh) into EMIs at zero processing fee

Cons

  • No Fuel Surcharge Wavier


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