Kotak League Platinum Credit Card vs Kotak NRI Royale Signature Credit Card

• 8X reward points on every Rs. 150 spent
• Fuel Surcharge Applicable 
• Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
• League Priority Attend

• Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
• Fuel Surcharge Waiver 
• Railway Surcharge Waiver 
• NRI Royale Shield

Pros

• 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
• Earn up to 8X Reward Points on every Rs.150 spent across all categories
• Railway Surcharge Waiver

Cons

• No complimentary Golf lessons/green
• No complimentary Airport Lounge access

Pros

• This card is good for Indians who are residing overseas
• Freedom to purchase and pay in INR
• Complimentary access to Airport Lounges in India 

Cons

• No Golf Privileges 
• No Concierge Services 
• This card isn’t good for those who desire a low foreign currency mark up card