Kotak Feast Gold Credit Card vs SBI Elite Credit Card

Joining Fees

₹499

₹4,999

Editor's Rating

3.9

4

Key Features

  • On a total purchase including Dining & Movies spends of 5000/- or more, earn 10 DINING POINTS for every 100/- spent on Dining (stand-alone outlets ) and Movies. 
  • Fuel Surcharge Applicable 
  • Easy Balance Transfer Options
  • Feast Shield
  • On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
  • Enjoy obtaining Club Vistara Silver membership as complimentary

Editor's Review

Pros

  • 10 dining points on every Rs. 100 spent on dining and movies 
  • 10 dining points = Rs. 10
  • Low Annual Fee credit card

Cons

  • No complimentary Golf lessons/green
  • No complimentary Airport Lounge access

Pros

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
  • On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

  • High joining/renewal fees
  • Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it


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