Kotak Corporate Gold Card vs ICICI Bank American Express Business Essential Credit Card
Joining Fees
₹0
₹1,000
Editor's Rating
4.6
3.9
Key Features
- Easy Redemption: Cash rebate will be given through demand draft
- Fuel Surcharge Waiver
- Ease To Employees: Spend on the corporate card and your corporate will pay for you
- Power To Company: More control over spends, various opportunities for savings and budgeting, enabling reduced company costs
- Swipe Kotak Corporate Card at various business-related spend opportunities
- Surcharge waiver of up to 1.0% on fuel payments at HPCL petrol pumps
- Earn 6 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on online, 4 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on Airline, Hotels, Dining, Car Rentals, and 2 PAYBACK Points from ICICI Bank Rewards for every INR 100 otherwise (except fuel, utility and insurance)
- Minimum 15% discount on dining bills with the ICICI Bank Culinary Treats programme
- Access to exclusive wide range of special offers from around the globe in travel, dining, shopping, and entertainment under American Express® SELECTS Programme
Editor's Review
Pros
- Higher reward points earnings
- International Credit Card
- Monitor spending patterns of employees
Cons
- No Complimentary Golf/coaching sessions
- No Complimentary Airport Lounge Access
Pros
- ICICI Business Essential has been specifically designed to deliver higher rewards catering to your business requirement
- Complimentary access to Railway Lounges and select lounges at airports in India with your ICICI Bank American Express® Business Essential Credit Card
- No fuel surcharge will be levied on fuel transactions up to Rs. 5,000 at HPCL petrol pumps (having ICICI Bank Point of Sale terminal) when you use your ICICI Bank American Express® Business Essential Credit Card
Cons
- No Golf/coaching sessions
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