Kotak Best Price Credit Card vs ICICI Bank American Express Business Essential Credit Card

• 14-day Credit Cycle that starts afresh on every transaction 
• Make purchases at the Best Price Modern Wholesale store with the two free Add-On cards
• No Joining Fees
• Track spends separately for each of the Add-on Card(s)

• Surcharge waiver of up to 1.0% on fuel payments at HPCL petrol pumps
• Earn 6 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on online, 4 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on Airline, Hotels, Dining, Car Rentals, and 2 PAYBACK Points from ICICI Bank Rewards for every INR 100 otherwise (except fuel, utility and insurance)
• Minimum 15% discount on dining bills with the ICICI Bank Culinary Treats programme
• Access to exclusive wide range of special offers from around the globe in travel, dining, shopping, and entertainment under American Express® SELECTS Programme

Pros

• No Joining Fee
• A good Business card
• It’s a wholesale card

Cons

• No complimentary Golf lessons/green and no complimentary Airport Lounge access
• No travel and shopping related benefits
• No Reward Points  

Pros

• ICICI Business Essential has been specifically designed to deliver higher rewards catering to your business requirement
• Complimentary access to Railway Lounges and select lounges at airports in India with your ICICI Bank American Express® Business Essential Credit Card
• No fuel surcharge will be levied on fuel transactions up to Rs. 5,000 at HPCL petrol pumps (having ICICI Bank Point of Sale terminal) when you use your ICICI Bank American Express® Business Essential Credit Card

Cons

• No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here