Kotak Best Price Credit Card vs HDFC Regalia Credit Card
Joining Fees
₹0
₹2,500
Editor's Rating
3.9
4
Key Features
- 14-day Credit Cycle that starts afresh on every transaction
- Make purchases at the Best Price Modern Wholesale store with the two free Add-On cards
- No Joining Fees
- Track spends separately for each of the Add-on Card(s)
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
- No Joining Fee
- A good Business card
- It’s a wholesale card
Cons
- No complimentary Golf lessons/green and no complimentary Airport Lounge access
- No travel and shopping related benefits
- No Reward Points
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
