Klick RuPay Credit Card vs Kotak Corporate Wealth Signature Credit Card

• Zero Joining Fees and Annual Fees
• 1% Fuel Surcharge Waiver
• Earn 2 YES Rewardz Points for every Rs. 200 spent on eligible non-UPI transactions
• Get rewarded for all your non-UPI transactions
• Earn reward on non-UPI spends
• Convert payments into EMI with on-call service at attractive interest rates
• Get a loan amount within the card limit to fulfil immediate fund requirements
• Enjoy secure digital payments through a 100% virtual RuPay credit card; no physical card is issued
• Convert eligible transactions of Rs. 1,500 or more into EMIs through the Instant EMI facility
• Eligible cardholders can obtain a Quick Loan within their available credit limit
• Set up recurring payments for bills and subscriptions through YES PayNow and the e-mandate facility
• Existing YES BANK credit-card holders are not eligible for the Klick Credit Card

• Get higher cash-backs while using the card
• Hassle-free spendings
• Fuel/Railway Surcharge Waiver
• Redeem points without any hassle 

Pros:

• Lifetime Free Credit Card
• 2 Rewards for every Rs. 200 non-UPI spends
• Convert payments into EMI with on-call service at attractive interest rates

Cons:

• No international or domestic lounge access
• No Golf Benefits
• No Movies and Entertainment, and Dining Benefits

Pros

• Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
• Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
• Exclusive access to Domestic Airport Lounges twice in every quarter

Cons

• No Golf Privileges 
• No Concierge Services