JetPrivilege HDFC Diners Club Credit Card vs Kotak Biz Credit Card

JetPrivilege HDFC Diners Club Credit Card
JetPrivilege HDFC Diners Club Credit Card
HDFC Bank · Visa
4
₹10,000 / Joining Fees
Apply Now →
VS
Kotak Biz Credit Card
Kotak Biz Credit Card
Kotak Mahindra Bank · Visa
3.5
₹299 / Joining Fees
Apply Now →
Fees
HDFC Bank
Kotak Mahindra Bank
Joining Fees
₹10,000
₹299
Renewal Fees
₹5,000
₹499
Network
Visa
Visa
Editor's Review
4
3.5
Free Lounge Access
Yes
Yes
Features
JetPrivilege HDFC Diners Club Credit Card
  • Avail Rs.1,000 discount voucher on return flights
  • Earn 8 InterMiles on every Rs. 150 spent on retail expenses, and 16 InterMiles on every Rs 150 spent on every flight ticket booked
  • Enjoy Unlimited Airport Lounge access
  • Get 5% discount on Etihad Airways Economy tickets
  • Get 10% discount on Etihad Airways Business Class tickets
Kotak Biz Credit Card
  • Avail 4 reward points for every Rs. 100 on categories like Travel and Tour Operators & Domestic Airlines, Direct Marketing/Advertising services, Supermarket, Lodging – Hotels, Motels, Resorts
  • Avail 1 reward points for every Rs. 100 on all other spends 
  • 1 complimentary airport lounge access per calendar quarter to Visa affiliated lounges across Indian airports. Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi
  • Get 1% on transaction fuel surcharge will be waived for transactions made between Rs. 500 - Rs. 3000
  • One can also save railway surcharge of 1.8% for transactions on www.irtc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
  • Travel Insurance programme includes the following:

A. Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection)- Sum Insured is Rs. 50,000

B. Purchase Protection - Sum Insured is Rs. 25,000

C. Loss of Checked in Baggage / Delay of Checked in Baggage / Valuable Documents Cover / Missing of Connecting International Flight During Transit - Sum Insured is Rs. 10,000

  • Safety features of the card includes being embedded with EMV Chip and setting a 6-digit PIN authentication for higher security of your transactions
  • Interest free period: Up to 48 days
Editor's Review
JetPrivilege HDFC Diners Club Credit Card

Pros

  • Avail discount voucher worth Rs.750 on return flights
  • Unlimited Complimentary Golf games
  • Take pleasures of feasting with loved ones by availing 15% discount or other benefits at the finest restaurants.

Cons

  • Joining fees high
Kotak Biz Credit Card

Pros

  • Avail 4 reward points for every Rs. 100 on categories like Travel and Tour Operators & Domestic Airlines, Direct Marketing/Advertising services, Supermarket, Lodging – Hotels, Motels, Resorts
  • Avail 1 reward points for every Rs. 100 on all other spends 
  • 1 complimentary airport lounge access per calendar quarter to Visa affiliated lounges across Indian airports

Cons

  • No dinning or movie benefits
  • No Golf Benefits
  • No cashback benefits

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