Jet Airways American Express Platinum Credit Card vs Stable Money Suryoday Bank Credit Card

• Avail Eight InterMiles for every Rs. 150 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions
• Complimentary visits to Eligible Lounges across India
• Enjoy complimentary iPrefer Elite Tier membership from Preferred Hotels & Resorts
• Earn 8 InterMiles for every Rs. 150 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions. Avail 16 InterMiles for every Rs. 150 spent on booking flights on www.intermiles.com
• Complimentary membership to Priority Pass, with the US$99 annual membership fee waived off. Use American Express Credit Card for your next big purchase & pay in easy EMI

Cashback Benefits

• Earning: 0.5% cashback on all card spends, including UPI transactions
• Capping: Cashback capped at Rs. 3,000 for every statement cycle

Airport Lounge Access

• 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter

RuPay Benefits

• RuPay Select Offer: RuPay Select card variant issued if FD amount is above Rs. 1.15 lakh (otherwise RuPay Platinum is issued)
• RuPay Select Wellness Program: Gym membership, health check-up, spa and salon services, and golf sessions are offered once a year under this program

Insurance Coverage

• Sum insured of up to Rs. 2 lakh: For RuPay Platinum cardholders
• Sum insured of up to Rs. 10 lakh: For Rupay Select cardholders

Fuel Benefit

• Fuel surcharge waiver on fuel transactions of up to Rs. 8,000, capped at Rs. 40,000 monthly fuel spends
• Enjoy exclusive discounts on the RuPay network

RuPay Select Wellness Program (Applicable to RuPay Select Cardholders only)

• RuPay Select Cardholders can avail additional benefits of Gym Membership, Health Check-ups, Spa and Salon Services, and Golf
• RuPay Select Benefits are eligible to be redeemed only once in a year

Pros

• 20% discount at select premium restaurants, multiple cuisines & more
• Fuel Convenience Fee Waiver
• Platinum Concierge, Limited liability for Card loss, and Supplementary Cards

Cons

• High-interest rates
• No Golf privileges
• First Year Fee: Rs. 5,000 plus applicable taxes. Second Year onwards: Rs. 10,000 plus applicable taxes

Pros

• Hassle-free cashback on all spends, including UPI transactions
• Lifetime free card with up to 8% interest on FD
• Up to 8 free domestic airport lounge visits every year
• Additional lifestyle benefits for RuPay Select cardholders

Cons

• Low value-back rate through cashback earnings
• High FD amount requirement for RuPay Select card variant benefits
• FD must remain until card closure