Jet Airways American Express Platinum Credit Card vs Paytm HDFC Bank Business Credit Card

• Avail Eight InterMiles for every Rs. 150 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions
• Complimentary visits to Eligible Lounges across India
• Enjoy complimentary iPrefer Elite Tier membership from Preferred Hotels & Resorts
• Earn 8 InterMiles for every Rs. 150 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions. Avail 16 InterMiles for every Rs. 150 spent on booking flights on www.intermiles.com
• Complimentary membership to Priority Pass, with the US$99 annual membership fee waived off. Use American Express Credit Card for your next big purchase & pay in easy EMI

• First Year Fee will be waived upon spending Rs. 30,000 within the first 90 days
• Renewal Year Fee will be waived upon spending Rs. 50,000 in the 12 months period
• Activation Benefit: Avail Rs. 250 worth Gift Voucher upon card activation with 2 transactions in first 30 days
• Milestone Benefit: Avail Rs. 500 worth Gift Voucher on spends of Rs. 1 Lakh in a year (Non-EMI, Non-Wallet and Non-Rental Spends)
• 3% cashpoints on purchases on Paytm [Recharge + Utility + Movies + Mini App] 
• 2% cashpoints on all other Select Paytm Spends
• 1% cashpoints on all other Retail Spends 
• Utility Bill Payments: Simply register the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. Be assured all utility bills will be paid on time, conveniently and easily
• Zero cost liability: If the Card gets lost simply report it immediately to HDFC Bank’s 24-hour call centre. After reporting the loss, the cardholder will have a zero liability on any fraudulent transactions made on its card
• 1% fuel surcharge waived of on fuel transactions between transactions of Rs. 400 to Rs. 5,000
• The card is enabled for contactless payments
• Up to 20% discount on partnered restaurants via Dineout
• Quick Loan for Business: Check for term loan eligibility on the credit card for business purposes
• Avail up to 50 days of interest free credit on the Credit Card

Pros

• 20% discount at select premium restaurants, multiple cuisines & more
• Fuel Convenience Fee Waiver
• Platinum Concierge, Limited liability for Card loss, and Supplementary Cards

Cons

• High-interest rates
• No Golf privileges
• First Year Fee: Rs. 5,000 plus applicable taxes. Second Year onwards: Rs. 10,000 plus applicable taxes

Pros

• Quick Loan for Business
• Up to 20% discount on partnered restaurants via Dineout
• Welcome Benefit includes getting Paytm First Membership

Cons

• No movie benefits
• No golf benefits
• No airport lounge access