Jet Airways American Express Platinum Credit Card vs Kotak Biz Credit Card

• Avail Eight InterMiles for every Rs. 150 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions
• Complimentary visits to Eligible Lounges across India
• Enjoy complimentary iPrefer Elite Tier membership from Preferred Hotels & Resorts
• Earn 8 InterMiles for every Rs. 150 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions. Avail 16 InterMiles for every Rs. 150 spent on booking flights on www.intermiles.com
• Complimentary membership to Priority Pass, with the US$99 annual membership fee waived off. Use American Express Credit Card for your next big purchase & pay in easy EMI

• Avail 4 reward points for every Rs. 100 on categories like Travel and Tour Operators & Domestic Airlines, Direct Marketing/Advertising services, Supermarket, Lodging – Hotels, Motels, Resorts
• Avail 1 reward points for every Rs. 100 on all other spends 
• 1 complimentary airport lounge access per calendar quarter to Visa affiliated lounges across Indian airports. Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi
• Get 1% on transaction fuel surcharge will be waived for transactions made between Rs. 500 - Rs. 3000
• One can also save railway surcharge of 1.8% for transactions on www.irtc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
• Travel Insurance programme includes the following:

A. Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection)- Sum Insured is Rs. 50,000

B. Purchase Protection - Sum Insured is Rs. 25,000

C. Loss of Checked in Baggage / Delay of Checked in Baggage / Valuable Documents Cover / Missing of Connecting International Flight During Transit - Sum Insured is Rs. 10,000

• Safety features of the card includes being embedded with EMV Chip and setting a 6-digit PIN authentication for higher security of your transactions
• Interest free period: Up to 48 days

Pros

• 20% discount at select premium restaurants, multiple cuisines & more
• Fuel Convenience Fee Waiver
• Platinum Concierge, Limited liability for Card loss, and Supplementary Cards

Cons

• High-interest rates
• No Golf privileges
• First Year Fee: Rs. 5,000 plus applicable taxes. Second Year onwards: Rs. 10,000 plus applicable taxes

Pros

• Avail 4 reward points for every Rs. 100 on categories like Travel and Tour Operators & Domestic Airlines, Direct Marketing/Advertising services, Supermarket, Lodging – Hotels, Motels, Resorts
• Avail 1 reward points for every Rs. 100 on all other spends 
• 1 complimentary airport lounge access per calendar quarter to Visa affiliated lounges across Indian airports

Cons

• No dinning or movie benefits
• No Golf Benefits
• No cashback benefits