Ixigo AU Bank Credit Card vs ICICI Bank American Express Business Essential Credit Card

• Joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. Renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year
• Enjoy a 10% discount on Flight Bookings up to Rs. 1,000 
• Wave goodbye to PG Charges on train bookings
• Get 10% Off on Bus Bookings up to Rs. 300 
• Receive a 10% Instant Off on Hotel Bookings up to Rs. 1,000 
• Discounts on Flight, Hotel and Bus Bookings can be availed once per month
• PG charges are waived twice per month
• Avail 20 Reward Points for every Rs. 200 spent on Train Bookings with ixigo
• Avail 10 Reward Points for every Rs. 200 spent on online purchases
• Avail 5 Reward Points for every Rs. 200 spent offline
•  1 Complimentary International Lounge Access every year
• Priority Pass can be issued upon request
• Get 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year
• Zero mark-up fee on international purchase
• 1% surcharge waiver up to Rs. 250 on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India
• Avail plethora of options to redeem the Reward Points for amazing benefits. Some of them include: E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings and much more
• Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank
• Get protected against Travel Credit Card Counterfeit/Skimming and Online frauds
• Credit Shield: Up to Rs. 1.5 Lakhs
• Convert transactions worth Rs. 2,000 or more into easy EMI options on select tenure of choice. Simply call bank’s Customer Care helpline to book the XpressEMI

• Key benefits: Joining bonus of 1,500 PAYBACK Points from ICICI Bank Rewards with additional annual bonus of 1,500 PAYBACK Points from ICICI Bank Rewards.

• Reward Points: Enjoy limitless reward-earning opportunities powered by PAYBACK, which is India’s largest and Europe’s most popular loyalty programme with every transaction as described below:

- 6 PAYBACK Points from ICICI Bank Rewards on every Rs 100 spent online

- 4 PAYBACK Points from ICICI Bank Rewards on every Rs 100 spent on dining & Airline transactions

- 4 PAYBACK Points from ICICI Bank Rewards on every Rs 100 spent on Hotel & Car Rental

- 2 PAYBACK Points from ICICI Bank Rewards on every Rs 100 spent on other spends (except fuel, utility and insurance)

• Reward points redemption: When you  desire to redeem your PAYBACK Points from ICICI Bank Rewards, you are provided with a worthy selection of rewards to choose from as described below:

Merchandise:

- Stylish accessories from Guess, Tommy Hilfiger and Calvin Klein. Classic time pieces from Omega. Raymond Weil and Tag Heuer

- Latest gadgets from Apple, Blackberry, Canon, Samsung and Sony Ericsson. Perfumes such as  Dunhill, 5th Avenue, Bvlgari and Carolina Herrara. These finest brands await for your indulgence

- Gift vouchers: You can redeem points for gift vouchers from Debenhams, Nautica, Jack and Jones, Taj Hotels Palaces & Resorts

- Air miles: Convert PAYBACK Points from ICICI Bank Rewards into air miles on Jet Airways Miles and more

• Culinary Treats: Drench your taste buds with various delicious treats at some of the leading restaurants in India and get avail great discounts. Save a minimum of 15% on dining bill at all participating restaurants. To view the complete list of restaurants, visit www.culinarytreats.com. You can also download the ICICI Bank Culinary Treats mobile app from (app store) or (google play) 
• American Express® SELECTS provides a broad range of special offers around the globe in travel, dining, shopping and entertainment. To view the current list of their offers, visit www.amexnetwork.com/selects
• Avail exclusive savings on ICICI Bank Business Essential Card
• Savings on fuel purchases: No fuel surcharge will be levied on fuel transactions up to Rs. 5,000 at HPCL petrol pumps (having ICICI Bank Point of Sale terminal) when you use your ICICI Bank American Express® Business Essential Credit Card
• Complimentary access to Railway Lounges and select lounges at airports in India with your ICICI Bank American Express® Business Essential Credit Card

Pros

• Direct discounts on Ixigo travel bookings, and accelerated rewards
• Domestic airport and railway lounge access
• Discount on bus ticket bookings

Cons

• Only 1 International Airport Lounge access
• No Golf benefits
• Priority Pass is issued only upon request

Pros

• ICICI Business Essential has been specifically designed to deliver higher rewards catering to your business requirement
• Complimentary access to Railway Lounges and select lounges at airports in India with your ICICI Bank American Express® Business Essential Credit Card
• No fuel surcharge will be levied on fuel transactions up to Rs. 5,000 at HPCL petrol pumps (having ICICI Bank Point of Sale terminal) when you use your ICICI Bank American Express® Business Essential Credit Card

Cons

• No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here