Compare Ixigo AU Bank Credit Card vs HDFC Infinia Credit Card

Joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. Renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year
Enjoy a 10% discount on Flight Bookings up to Rs. 1,000
Wave goodbye to PG Charges on train bookings
Get 10% Off on Bus Bookings up to Rs. 300
Receive a 10% Instant Off on Hotel Bookings up to Rs. 1,000
Discounts on Flight, Hotel and Bus Bookings can be availed once per month
PG charges are waived twice per month
Avail 20 Reward Points for every Rs. 200 spent on Train Bookings with ixigo
Avail 10 Reward Points for every Rs. 200 spent on online purchases
Avail 5 Reward Points for every Rs. 200 spent offline
1 Complimentary International Lounge Access every year
Priority Pass can be issued upon request
Get 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year
Zero mark-up fee on international purchase
1% surcharge waiver up to Rs. 250 on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India
Avail plethora of options to redeem the Reward Points for amazing benefits. Some of them include: E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings and much more
Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank
Get protected against Travel Credit Card Counterfeit/Skimming and Online frauds
Credit Shield: Up to Rs. 1.5 Lakhs
Convert transactions worth Rs. 2,000 or more into easy EMI options on select tenure of choice. Simply call bank’s Customer Care helpline to book the XpressEMI

You will get Welcome Benefit of Complimentary Club Marriott membership for a year which provides up to 20% discounts for Dining and Stays across Asia – Pacific region
As a Welcome Benefit, receive 10,000 Reward Points upon fee realization
If you spend eight lakhs or more in the preceding 12 months, you’ll get renewal membership fee waived off for next year
Avail Renewal benefit of 10,000 Reward Points
Complimentary unlimited airport lounge access within and outside India using the Priority Pass. The same benefit is also available for the add on priority pass holders. Through Priority Pass membership you may also use the refreshment and business centre facilities at the selected lounges
Avail 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs.400 and Rs.1,00,000
Enjoy lowest markup fee of 2% on all foreign currency transactions
Avail unlimited complimentary golf games at leading courses in India and selected courses across the globe. Also, you’ll have unlimited complimentary Golf coaching at selected golf courses within India
Enjoy the Good Food Trail dining program at some of the premium restaurants across top cities
Earn 5 Reward Points on Rs. 150 on retail spends including Insurance, Utilities, Education, and Rent pay
Gut 10X Reward Points on travel and shopping spends on HDFC SmartBuy
Earn 2X Rewards Points on dining spends
Infinia Credit Card provides Credit Shield Cover for up to 9 lakhs

Rewards Rate:

Default Reward Rate is 3.3%
Avail Accelerated Reward Rate of 6.6% (2X on Dining/ airvistara / hdfcbankinfinia)
Get Accelerated Reward Rate: 33% (10X with limited partners)

Pros

Direct discounts on Ixigo travel bookings, and accelerated rewards
Domestic airport and railway lounge access
Discount on bus ticket bookings

Cons

Only 1 International Airport Lounge access
No Golf benefits
Priority Pass is issued only upon request

Pros

This credit card is suitable for those who’re frequent travelers
Get Accidental Air Death cover worth Rs. 3 Crore
If there’s an emergency overseas while, get emergency overseas hospitalization insurance up to Rs. 50 lakhs

Cons