IRCTC SBI Card Premier vs SBI Signature Corporate Credit Card
Joining Fees
₹1,499
₹499
Editor's Rating
3.5
4.3
Key Features
- Get 10% back on AC1, AC2, AC3, Executive Chair car and Chair Car as reward points for ticket purchases on www.irctc.co.in and IRCTC Mobile App
- Get 5% back on Air ticket purchases on www.air.irctc.co.in
- Get 5% back on E-catering purchases on www.ecatering.irctc.co.in
- Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
- Avail 1 Reward Point per 125 spent on other non-fuel retail purchases
- Get 2,500 Reward Points on annual travel spends of Rs. 50,000
- On annual travel spends of Rs. 1,00,000, avail 5,000 Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 2 Lakhs
- Complimentary Rail Accident Insurance of Rs. 10 Lakhs
- Complimentary Air Accident insurance of Rs. 50 Lakhs
- Complimentary Fraud Liability cover of Rs. 1 Lakh
- Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
- Save 1.8% transaction charges on airline ticket bookings on www.air.irctc.co.in
- Book airline tickets with IRCTC at unbeatable prices, and explore the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Avail accommodation at 5,000+ hotels, covering 350 cities in India
- 1% fuel surcharge at all petrol pumps in India, on transactions between Rs. 500 - Rs. 4,000
- 8 complimentary railway lounge access in a year to participating lounges in India (Max 2 per quarter)
- Visa Privileges include: Savings of 10% on Hertz car rental and up to 35% on Avis Car Rentals, exclusive benefits across 900 luxury hotels globally, and obtain up to 10,000 miles per night on hotel stay plus 25% extra miles on Kaligo.com
- Complimentary credit card fraud liability cover of Rs. 1 lakh
- Complimentary Overseas Accident cover of Rs. 50 lakh
- With Flexipay facility, convert transactions in EMIs by simply transacting Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
- While booking railway tickets online using IRCTC SBI Platinum Card, get the tickets delivered at your doorstep
- The IRCTC SBI Card Premier credit card is accepted in over 24 million outlets across the world, including 3,25,000 outlets in India
- Get complimentary membership to the Priority Pass Program worth $99. Enjoy access to more than 600 international airport lounges worldwide
- Complimentary travel insurance cover for your employees
- Make reservations for airlines, hotels, car rentals, cruise lines and much more
- Fraud related insurance- Individual cards: Individual cards. At a corporate level: Per corporate entity the cover is limited to a maximum of Rs. 60 lakhs
- Visa Lounge Access Program: Visa Lounge Access program is provided by Visa at all participating lounges at airports within India. Cardholders can enjoy the following Airport Lounge Access privileges: Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter). Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves & for their accompanying guests
Editor's Review
Pros
- Complimentary credit card fraud liability cover of Rs. 1 lakh
- Complimentary Overseas Accident cover of Rs. 50 lakh
- 8 complimentary railway lounge access in India
Cons
- No golf benefits
- No complimentary airport lounge access
Pros
- Get complimentary insurance cover against fraud by employees, exclusively for SBI Corporate Card clients
- With Visa Intellilink spend management tool, Analyze the organisations’s spending pattern and control expenses better, rather than resort to budget cuts
- Bouquet of Offers: Enjoy a host of offers on your SBI Signature Corporate Card
Cons
- Although complimentary Membership to the Priority Pass Program is offered, a usage fee of only $27 plus applicable taxes will be charged to your card
- No Golf/coaching sessions
