IRCTC SBI Card Premier vs HDFC AllMiles
Joining Fees
₹1,499
₹1,000
Editor's Rating
3.5
3.2
Key Features
- Avail Movie Voucher worth 500 from BookMyShow on spends of Rs. 2000 within the first 60 days
- Get 10% back on AC1, AC2, AC3, AC CC as reward points for ticket purchases on www.irctc.co.in
- Get 5% back Air ticket purchases on www.air.irctc.co.in
- Get 5% back E-catering purchases on www.ecatering.irctc.co.in
- Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
- Accumulate Three reward points for every Rs 150 you spend
- 2x reward points will be given for hotel bookings, mobile recharge, and shopping
- On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rd. 500 per statement cycle
- With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
- If you lost your credit card, be assured of zero liability after reporting the loss
Editor's Review
Pros
- Complimentary Rail Accident Insurance of Rs. 10 Lakhs
- Avail accommodation at over 5,000 hotels, covering 350 cities in India
- 8 Complimentary Railway Lounge access in India
Cons
- No Complimentary Airport Lounge access
- No Golf/coaching sessions
Pros
- Get first year’s membership free by spending Rs 15,000 within the first 90 days
- Renew your membership free by spending Rs. 1,00,000 in a year
- Free access to over 600 exclusive airport lounges
Cons
- High-interest rate
- No golf privileges
- High renewal fees if you don’t spend Rs. 1 lakh in a year
