IRCTC SBI Card Premier vs Axis Bank Magnus Credit Card

• Avail Movie Voucher worth 500 from BookMyShow on spends of Rs. 2000 within the first 60 days 
• Get 10% back on AC1, AC2, AC3, AC CC as reward points for ticket purchases on www.irctc.co.in
• Get 5% back Air ticket purchases on www.air.irctc.co.in
• Get 5% back E-catering purchases on www.ecatering.irctc.co.in
• Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends

• Avail 8 complimentary end-to-end meet and greet services at the airport (This has been discontinued w.e.f 20 April’24)

• Get unlimited complimentary international airport lounge visits and 8 additional guests visits per year with Priority Pass Card (Guest visits have been revised to 4 per year w.e.f 20 April’24)
• Get unlimited domestic airport lounge visits to selected lounges
• Enjoy up to 15% off on International and Domestic Oberoi and Trident Hotels
• Buy one ticket and get up to Rs. 500 off on the second ticket on BOOKMYSHOW (This has been discontinued w.e.f 20 April’ 24)
• Avail up to 40% discount at over 4000 restaurants in India
• Avail purchase protection, lost card liability programs, and more: Counterfeit/lost card liability up to credit limit; Purchase protection of up to Rs. 2 Lakhs; Loss/Delay in baggage and Personal Documents cover up to 500 USD; Credit shield of Rs. 5 Lakhs
• The Annual fee of Rs. 12,500 + Taxes will be waived off on spending Rs. 25 Lakhs in the proceeding year
• Get fuel surcharge waiver of 1% for transactions between Rs. 400 to Rs. 4000
• Avail 12 EDGE REWARD points per Rs. 200 on spends up to Rs. 1.50 Lakhs and 35 EDGE REWARD points per Rs. 200 on incremental spends above Rs. 1.50 lakhs in a calendar month
• Get 5X Reward points on spends via Travel eDGE
• Get 2 partner miles for every 5 edge Reward points across 20 travel partners. Do note that customers holding the new Magus Credit Card for Burgundy will get up to 4 partner miles for every 5 eDGE Reward points across 20 travel partners
  

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Complimentary Rail Accident Insurance of Rs. 10 Lakhs
• Avail accommodation at over 5,000 hotels, covering 350 cities in India
• 8 Complimentary Railway Lounge access in India                                                                                                          

Cons     

• No Complimentary Airport Lounge access                                                                                                                                                        
• No Golf/coaching sessions

Pros

• Annual fee of Rs. 12,500 + Taxes waived off on spending Rs. 25 Lakhs in the proceeding year
• Reduced mark-up fee of 2% on foreign transactions
• No cash withdrawal fees

Cons

• No Golf/coaching sessions
• Joining and annual fees on higher side