IRCTC SBI Card on RuPay Platform vs Doctor's SBI Card (in association with IMA)
Joining Fees
₹500
₹1,499
Editor's Rating
3.9
4
Key Features
- Avail exclusive travel privileges by logging on to irctc.co.in
- Book airline tickets with IRCTC at unbeatable prices
- Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
- Get accommodation at over 5,000 hotels, covering 350 cities in India
- Get up to 8 complimentary visits annually to domestic airport lounges in India
- 1% fuel surcharge waiver
- Add-on cards are available along with the primary card
- The card can be used over 1 million Visa or MasterCard ATMs across the world
Editor's Review
Pros
- 4 complimentary railway lounge access in a quarter to participating lounges in India
- Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
- Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points
Cons
- No Airport Lounge Access
Pros
- SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA)
- Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
- The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
- Renewal fee reversed if the annual spendings cross Rs 2,00,000
Cons
- No Golf/coaching sessions
