IRCTC RBL Bank Credit Card vs RBL Bank Popcorn Credit Card

• Level up the travel with up to 40X benefits! The card has annual fee of Rs. 500, so the cardholder can end up with benefits worth up to Rs. 20,000 annually by shopping, dining, travel bookings, and more with this Card. That’s 40 times the value of the annual fee
• Redeem the Reward Points directly on IRCTC at incredible value - 1 Reward Point = Rs. 1
• Navigate the daily commutes effortlessly at metro and bus stations by simply tapping the card
• Enjoy a seamless payment process by using UPI, simply scan and pay for a smooth transaction process
• 8 complimentary (2 visits per quarter) lounge access at railway stations
• Enjoy Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
• Transaction charges of 1% will be reversed on IRCTC RBL Bank Credit Card. Max Rs. 200 surcharge waiver per month on transaction up to Rs. 5,000
• Get 5 Reward Points per Rs. 200 spent on train ticket bookings via the IRCTC website or App
• Get 3 Reward Points per Rs. 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App
• Along with getting rewards on train tickets, cardholder can also avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
• Get 1 Reward Point per Rs. 200 spent everywhere

* Get two free movie tickets every month
* Get cashback every week on spending Rs. 2,500 and above in a week
* Spend Rs. 5,000 in a billing month in order to get 2 free movie tickets
* Get cashback every week worth Rs. 25. To get it you have spend Rs. 2,500 in a week, between Monday and Sunday 
* Fuel surcharge waiver up to Rs. 100 each month. This is applicable on transactions between Rs. 500 and Rs. 4,000

Pros

• 8 complimentary (2 visits per quarter) lounge access at railway stations and get Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
• Avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
• Welcome benefits

Cons

• No dining or movie benefits
• No golf benefits
• No international/domestic airport lounge access

Pros

* Welcome benefits
* Spend Rs. 5,000 in a billing month and get 2 free movie tickets
* Get cashback every week on spending Rs. 2,500 in a week

Cons

* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges