IRCTC HDFC Bank Credit Card vs Canara Bank Global Gold Card

• Avail 5 Reward Points for every Rs. 100 spent on the IRCTC ticketing website and Rail Connect App
• Get 1 Reward Point for every Rs. 100 spent on all other spends
• Avail an additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy
• 8 complimentary access to selected IRCTC Executive Lounges every year (2 per quarter)
• Get a 1% transaction charges waiver on transactions done on the IRCTC ticketing website and Rail Connect App
• Spend Rs. 1,50,000 or more in one year before Credit Card renewal and get the renewal fee waived off
• Up to 50 days of interest-free period from the date of purchase
• Revolving Credit available at a nominal interest rate
• 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
• Milestone Benefits: Get a gift voucher valued at Rs. 500 when you make quarterly spends of Rs. 30,000 or more (every 90 days from the date of issue)
• IRCTC Executive Lounge Benefits: Get 8 complimentary access to selected IRCTC Executive Lounges every year (2 per quarter)
• It is now possible to link IRCTC HDFC Bank Credit Card to select UPI apps: PayZapp/ GPay/ PhonePe/ Mobikwik/ PayTM/ BHIM/ Slice
• A maximum of 500 reward points can be earned on UPI spends in a calendar month using the IRCTC HDFC Bank Credit Card
• Convert big spends into EMI after purchase
• The IRCTC HDFC Bank Credit Card is equipped with contactless payment technology for added convenience and speed

• Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. One point is equal to Rs 0.25. Option for Encashment of Reward Points is available, too
• Complimentary accidental death insurance cover for self and spouse/Insurance cover up to Rs. 8 Lakh for self and spouse
• Health insurance cover at concessional premium without pre-medical check-up. 
• This card is accepted Domestically and Globally 
• Affiliation: Visa / MasterCard / RuPay 

Pros

• Complimentary access to Executive Lounges of IRTC
• 5 Reward Points for every Rs. 100 spent on the IRCTC ticketing website and Rail Connect App
• Get 1 Reward Point for every Rs. 100 spent on all other spends

Cons

• No golf benefits are provided
• No airport lounge access
• No movie and dining benefits

Pros

• Shopping & Lifestyle Offers 
• Dining Offers
• Travel & Attraction Offers

Cons

• No Golf Privileges 
• No Airport Lounge Access
• No Fuel Surcharge Waiver