InterMiles ICICI Rubyx Credit Card vs Spar SBI Card PRIME
Joining Fees
₹2,500
₹2,999
Editor's Rating
4.1
2.5
Key Features
- Every year on renewal, get 2,500 renewal bonus InterMiles and a complimentary discount code worth Rs. 250
- Avail 5% discount on Economy Class tickets booked on Etihad Airways
- Redemption Miles Back on international flights: 25%
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Complimentary access to select lounges at airports in India
- Cumulative milestone benefits up to 58,000 RP worth Rs 14,500
- On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
- On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points
- On annual spends of Rs 100,000 across all Landmark Stores, earn 12,000 bonus Reward Points
- 1% Fuel Surcharge Waiver
Editor's Review
Pros
- 1% fuel surcharge will be applicable on fuel transactions
- Earn up to 8 InterMiles per Rs 100 spent
- Enjoy your favourite movies with offers on BookMyShow and Inox
Cons
- High-interest rate
- High Joining Fees
- No Golf Privileges
To apply for ICICI Bank Credit Cards please click here
Pros
- Welcome Benefits include getting 12,000 bonus reward points equivalent to Rs. 3,000 on payment of Annual Fees
- Spar SBI Card PRIME can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Avail 20,000 bonus Reward Points on annual spends of Rs 180,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits
