InterMiles ICICI Rubyx Credit Card vs IDFC FIRST Classic Credit Card
Joining Fees
₹2,500
₹0
Editor's Rating
4.1
3.3
Key Features
- Every year on renewal, get 2,500 renewal bonus InterMiles and a complimentary discount code worth Rs. 250
- Avail 5% discount on Economy Class tickets booked on Etihad Airways
- Redemption Miles Back on international flights: 25%
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Complimentary access to select lounges at airports in India
- Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
- 5% Cashback on first EMI transaction done within 90 days from card set-up
- 10X Reward Points on all transactions above Rs. 20,000
- 6X Reward Points on Online Spends
- 3X Reward Points on all Offline Spends
- Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
- 4 complimentary Railway lounge visits every quarter
- Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
- Fuel surcharge waiver
- 15% discount at 3,000+ Health and Wellness outlets
Editor's Review
Pros
- 1% fuel surcharge will be applicable on fuel transactions
- Earn up to 8 InterMiles per Rs 100 spent
- Enjoy your favourite movies with offers on BookMyShow and Inox
Cons
- High-interest rate
- High Joining Fees
- No Golf Privileges
To apply for ICICI Bank Credit Cards please click here
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Free Road Side Assistance(RSA) worth Rs. 1,399
Cons
- No milestone benefits
- Airport Lounge access limited, depends on the bank’s current offers
- Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers
