InterMiles ICICI Rubyx Credit Card vs Citi PremierMiles Card

Joining Fees

₹2,500

₹3,000

Editor's Rating

4.1

4.3

Key Features

  • Every year on renewal, get 2,500 renewal bonus InterMiles and a complimentary discount code worth Rs. 250
  • Avail 5% discount on Economy Class tickets booked on Etihad Airways
  • Redemption Miles Back on international flights: 25%
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Complimentary access to select lounges at airports in India
  • On the yearly card renewal period, get 3000 Bonus Miles
  • Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
  • Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
  • Redeem miles over more than 100 domestic and international airlines
  • Transfer your miles to any of the card’s hotel & airline partner
  • Miles never expires so you can use them whenever you desire
  • Redeem Miles instantly via SMS against purchases at leading brands
  • Turn big purchases into small payments  
  • Complimentary Access to Airport Lounges in India
  • Instant loans availed
  • Get amazing deals and discounts locally & in other 90 countries
  • As you earn more miles, redeem easily at www.premiermiles.co.in
  • You can either redeem the miles now or keep collecting them
  • Using Citi contactless card pay the easy way  
  • Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
  • Enjoy the latest offers on the credit card  
  • Have instant savings on lifestyle and wellness categories  
  • Join the millions of subscribers with a unique analysis of the issues behind the headlines
  • Personal Air Accident Insurance cover of Rs 1 crore
  • Lost Card Liability Cover of Rs. 10 Lakh

Editor's Review

Pros

  • 1% fuel surcharge will be applicable on fuel transactions
  • Earn up to 8 InterMiles per Rs 100 spent
  • Enjoy your favourite movies with offers on BookMyShow and Inox

Cons

  • High-interest rate
  • High Joining Fees
  • No Golf Privileges

To apply for ICICI Bank Credit Cards please click here

 

Pros

  • The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
  • On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
  • Save up to 20% across all Citibank's partnered restaurants

Cons

  • No Annual Fee Waiver
  • High-interest rates


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