InterMiles ICICI Rubyx Credit Card vs American Express® Platinum Reserve
Joining Fees
₹2,500
₹5,000
Editor's Rating
4.1
3.7
Key Features
- Every year on renewal, get 2,500 renewal bonus InterMiles and a complimentary discount code worth Rs. 250
- Avail 5% discount on Economy Class tickets booked on Etihad Airways
- Redemption Miles Back on international flights: 25%
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Complimentary access to select lounges at airports in India
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
Editor's Review
Pros
- 1% fuel surcharge will be applicable on fuel transactions
- Earn up to 8 InterMiles per Rs 100 spent
- Enjoy your favourite movies with offers on BookMyShow and Inox
Cons
- High-interest rate
- High Joining Fees
- No Golf Privileges
To apply for ICICI Bank Credit Cards please click here
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
