InterMiles ICICI Bank Sapphiro Credit Card vs YES FIRST Exclusive Credit Card
Joining Fees
₹5,000
₹9,999
Editor's Rating
4.1
4.4
Key Features
- Every year at the time of renewal, get 5,000 renewal bonus InterMiles along with a complimentary discount code
- Complimentary Airport Lounge access
- Complimentary Golf rounds, movie tickets, discounts on dining and more
- Discount on Economy Class tickets booked on Etihad Airways: 5%
- Discount on Business Class tickets booked on Etihad Airways: 10%
- One complimentary Golf Lesson every calendar month at select golf courses in India
- Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
- Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
- 25% discount on movie tickets when booked on BookMyShow Website or Mobile App
Editor's Review
Pros
- Redemption Miles Back on international flights: 30%
- Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
- Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership
Cons
- High-interest rate
- High Joining Fees
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Pros
- 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
- 12 Reward Points per Rs. 200 spent on all other categories
- Life Insurance Cover
Cons
- Low reward rate
- Limited redemption options
