InterMiles ICICI Bank Sapphiro Credit Card vs Kotak League Platinum Credit Card

Joining Fees

₹5,000

₹500

Editor's Rating

4.1

3.9

Key Features

  • Upon joining InterMiles ICICI Bank Sapphiro Credit Card, you'll get 10,000 welcome bonus InterMiles and a complimentary discount code. As a joining benefit, you will receive a complimentary discount code worth Rs. 750
  • You will receive the bonus InterMiles and the discount code worth Rs. 500 within 45 working days, post-payment of your Joining Fee
  • Earn up to 10 InterMiles per Rs. 100 spent on the card
  • Every year when you renew your InterMiles ICICI Bank Sapphiro Credit Card, get 5,000 bonus InterMiles
  • Receive a complimentary discount code worth Rs. 500 as a renewal benefit
  • You will receive the bonus InterMiles and the discount code worth Rs. 500 within 45 working days, post payment of your Annual Fee
  • Avail 5% discount on Economy Class tickets when booked on Etihad Airways
  • Get 10% discount on Business Class tickets booked on Etihad Airways
  • Redemption Miles Back on international flights: 30%
  • Complimentary DragonPass, the world’s first all-in-one Digital Airport platform. Get Two International Airport Lounge visits and Two Spa Sessions at selected airports in India every year, through complimentary DragonPass membership. The USD 99 annual membership fee for DragonPass is complimentary. You will need to pay for the lounge visit charges for visits done over and above the complimentary accesses
  • Through BookMyShow, buy one ticket and get up to Rs. 500 off on the second ticket, twice every month
  • Get complimentary Golf Round / Lesson for every Rs. 50,000 retail spend in the previous calendar month, maximum of up to four rounds every month
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • 1% fuel surcharge will be applicable on fuel transactions only at select fuel outlets
  • American Express Connect provides wide range of special offers related to Travel, Lodging, Dining, Retail and Online Shopping
  • Avail complimentary access to selected lounges at airports in India- Four complimentary airport lounge access per quarter (two each on American Express and/or Visa variant) on your InterMiles ICICI Bank Sapphiro Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter
  • Accumulate a maximum of 60,000 InterMiles against your spends in each anniversary year. When this cap is reached, an InterMiles Uncapping Fee of Rs. 7,500 will be levied to the Credit Card account
  • VISA Lounge Access: Get complimentary access to Airport Lounges in India- Four complimentary airport lounge access per quarter (2 each on American Express and/or Visa variant) on your InterMiles ICICI Bank Sapphiro Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter
  • 8X reward points on every Rs. 150 spent
  • Fuel Surcharge Applicable 
  • Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
  • League Priority Attend

Editor's Review

Pros

  • Redemption Miles Back on international flights: 30%
  • Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
  • Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership

Cons

  • High-interest rate
  • High Joining Fees

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Pros

  • 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
  • Earn up to 8X Reward Points on every Rs.150 spent across all categories
  • Railway Surcharge Waiver

Cons

  • No complimentary Golf lessons/green
  • No complimentary Airport Lounge access


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