InterMiles ICICI Bank Sapphiro Credit Card vs JetPrivilege HDFC Bank Signature/World

• Upon joining InterMiles ICICI Bank Sapphiro Credit Card, you'll get 10,000 welcome bonus InterMiles and a complimentary discount code. As a joining benefit, you will receive a complimentary discount code worth Rs. 750
• You will receive the bonus InterMiles and the discount code worth Rs. 500 within 45 working days, post-payment of your Joining Fee
• Earn up to 10 InterMiles per Rs. 100 spent on the card
• Every year when you renew your InterMiles ICICI Bank Sapphiro Credit Card, get 5,000 bonus InterMiles
• Receive a complimentary discount code worth Rs. 500 as a renewal benefit
• You will receive the bonus InterMiles and the discount code worth Rs. 500 within 45 working days, post payment of your Annual Fee
• Avail 5% discount on Economy Class tickets when booked on Etihad Airways
• Get 10% discount on Business Class tickets booked on Etihad Airways
• Redemption Miles Back on international flights: 30%
• Complimentary DragonPass, the world’s first all-in-one Digital Airport platform. Get Two International Airport Lounge visits and Two Spa Sessions at selected airports in India every year, through complimentary DragonPass membership. The USD 99 annual membership fee for DragonPass is complimentary. You will need to pay for the lounge visit charges for visits done over and above the complimentary accesses
• Through BookMyShow, buy one ticket and get up to Rs. 500 off on the second ticket, twice every month
• Get complimentary Golf Round / Lesson for every Rs. 50,000 retail spend in the previous calendar month, maximum of up to four rounds every month
• Exclusive dining offers through ICICI Bank Culinary Treats Programme
• 1% fuel surcharge will be applicable on fuel transactions only at select fuel outlets
• American Express Connect provides wide range of special offers related to Travel, Lodging, Dining, Retail and Online Shopping
• Avail complimentary access to selected lounges at airports in India- Four complimentary airport lounge access per quarter (two each on American Express and/or Visa variant) on your InterMiles ICICI Bank Sapphiro Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter
• Accumulate a maximum of 60,000 InterMiles against your spends in each anniversary year. When this cap is reached, an InterMiles Uncapping Fee of Rs. 7,500 will be levied to the Credit Card account
• VISA Lounge Access: Get complimentary access to Airport Lounges in India- Four complimentary airport lounge access per quarter (2 each on American Express and/or Visa variant) on your InterMiles ICICI Bank Sapphiro Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter

• Renewal benefits are as follows:

A. Continue getting 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

You can also save lots on Flight & Hotel bookings as described below:

A. Rs. 750  Flight Discount vouchers

B. Rs. 1000  Hotel Discount vouchers 

• Spend Rs. 3 lakh within 12 months of the Card setup date or within 12 months of Card renewal date to get the renewal fee for the next year waived off
• Gain 6 InterMiles on every Rs. 150 spent on retail spends
• Gain 12 InterMiles on every Rs. 150 spent on every flight ticket booked on http://flights.intermiles.com
• Gain 12 InterMiles on every Rs. 150 spent on every Hotel booked on Interbook.intermiles.com
• Get 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com
• Get 10% discount on Etihad Airways Business Class tickets booked on https://flights.intermiles.com
• Get 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com
• Domestic Lounge Program: Get access to selected lounges at airports in India with HDFC Bank’s network partners
• VISA Lounge Program: Obtain 16 complimentary visits Per Year (4 per quarter)
• MasterCard Lounge Program: Obtain 16 complimentary visits (4 per quarter)
• Priority Pass Membership: Get the Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program allowing preferential access to more than 600 airport lounges around the world. Primary Card holders can get up to 5 free visits to the International Lounges every year
• 1% fuel surcharge waiver at all fuel stations in India. This is valid on minimum transaction of Rs. 400, and the waiver is capped at Rs. 500 every billing cycle
• Zero liability on lost Card
• Enjoy Revolving Credit at an interest rate of 3.6% per month
• Up to 50 days of free credit period from the date of purchase
• Avail up to 3 Add-on Cards for immediate family members (over 18 years)
• Save up to 20% on dining bills paid through Dineout Pay (15% Dineout Discount + Additional 5% HDFC Bank Discount):

A. Maximum discount per transaction capped at Rs 1000

B. Maximum discount per customer per month capped at Rs 1000

Pros

• Redemption Miles Back on international flights: 30%
• Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
• Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership

Cons

• High-interest rate
• High Joining Fees

To apply for ICICI Bank Credit Cards please click here

Pros

• Joining bonus and renewal benefit
• Base Fare Waiver
• Airport Lounge Access

Cons

• High interest rate
• No golf privileges