InterMiles ICICI Bank Sapphiro Credit Card vs Bandhan Bank Standard Chartered credit cards

• Every year at the time of renewal, get 5,000 renewal bonus InterMiles along with a complimentary discount code
• Complimentary Airport Lounge access
• Complimentary Golf rounds, movie tickets, discounts on dining and more
• Discount on Economy Class tickets booked on Etihad Airways: 5%
• Discount on Business Class tickets booked on Etihad Airways: 10%

Bandhan Bank Standard Chartered One credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 1 reward point 
• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining benefit, get 500 Rewards Points 

Bandhan Bank Standard Chartered Plus credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 3 reward points 
• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining benefit, get 1500 Rewards Points 

Bandhan Bank Standard Chartered Xclusive credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 3 reward point 
• Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• Additional Rewards Points throughout the year
• MakeMyTrip Cashback of  Rs. 3000 as a joining benefit 

Pros

• Redemption Miles Back on international flights: 30%
• Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
• Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership

Cons

• High-interest rate
• High Joining Fees

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Bandhan Bank Standard Chartered One credit card’s review:

Pros

• As joining  benefit, get 500 Rewards Points 
• Renewal Fee will be waived off on annual spends of Rs. 60,000
• Annual Fees  Rs. 299

Cons

• No Golf Privileges 
• No Airport Lounge access 
• High-interest rates 

Bandhan Bank Standard Chartered Plus credit card’s review:

Pros

• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining  benefit, get 1500 Rewards Points 
• Renewal Fee will be waived off on annual spends of Rs. 90,000

Cons

• No Golf Privileges 
• No Airport lounge access 
• High-Interest rates 

Bandhan Bank Standard Chartered Xclusive credit card’s review:

Pros

• Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• Additional Rewards Points throughout the year
• MakeMyTrip Cashback of  Rs. 3000 as a joining benefit  
• 4 Lounge Access per calendar quarter 

Cons

• No golf privileges 
• High renewal/annual fee
• High-interest rates