InterMiles HDFC Bank Diners Club Credit Card vs Tata Neu Infinity HDFC Bank Credit Card

Joining Fees

₹5,000

₹1,499

Editor's Rating

3.65

4

Key Features

  • Renewal Benefits

A. Continue the exciting journey with 10,000 InterMiles upon spending Rs. 20,000 with in first 30 days of Anniversary date

Experience savings on Flight & Hotel bookings:

A. Get Rs. 1000  Flight Discount vouchers

B. Get Rs. 2000  Hotel Discount vouchers

Do note that these Renewal benefits are only applicable on realization of membership fee

  • Get 8 InterMiles on every Rs. 150 spent on retail spends
  • Get 16 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
  • Get 16 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
  • Privileges on Etihad Airways

A. Obtain 10% discount on Etihad Airways Business Class tickets booked on http://flights.intermiles.com

B. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com

C. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

  • Unlimited Complimentary golf games at leading courses in India and selected courses across the globe
  • Unlimited complimentary Golf coaching at selected golf courses in India
  • Domestic Lounge Program

A. Relax in some of the leading lounges via the Exclusive Lounge Program

B. Get Unlimited Airport lounge access to 1000+ Lounges within India

C. Get refreshments and use some of the following facilities phones, faxes, Internet and conference rooms

  • 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
  • Air accident insurance cover worth Rs 2 crore
  • Emergency overseas hospitalization cover worth Rs. 50 Lakhs
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay 
  • Credit Liability Cover of up to Rs. 9 Lakh
  • Zero liability on lost card
  • Revolving Credit is available at an interest rate of 1.99% per month
  • Avail up to 50 days of free credit period from the date of purchase
  • Avail up to 3 Add-on Cards
  • Save up to 25% on dining bills paid via Dineout Pay via the InterMiles HDFC Bank Diners Club Credit Card. Get 15% Dineout Discount plus Additional 10% HDFC Bank Discount
  • In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
  • 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
  • 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
  • 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
  • Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
  • Reward points gained on Grocery transactions will be capped to 2,000 per month
  • Zero lost card liability
  • Foreign Currency Markup: 2% on all your foreign currency spends
  • Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
  • International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
  • International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)

Editor's Review

Pros

  • Welcome benefits
  • Obtain 10% discount on Etihad Airways Business Class tickets, 5% discount on Etihad Airways Economy Class tickets booked, and 2.5X bonus InterMiles for Etihad Airways tickets
  • Golf benefits and Unlimited Airport lounge access to 1000+ Lounges within India

Cons

  • Joining fee bit high
  • No cashback offers
  • No movie benefits

Pros

  • Accidental air death cover worth Rs. 1 Crore
  • Emergency overseas hospitalization: Up to Rs. 15 lakhs
  • Lost Card Liability CoverUp to Rs. 9 lakhs
  • Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)

Cons

  • No golf benefits
  • Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app


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