Compare InterMiles HDFC Bank Diners Club Credit Card vs Paytm HDFC Bank Business Credit Card

A. Continue the exciting journey with 10,000 InterMiles upon spending Rs. 20,000 with in first 30 days of Anniversary date

Experience savings on Flight & Hotel bookings:

A. Get Rs. 1000 Flight Discount vouchers

B. Get Rs. 2000 Hotel Discount vouchers

Do note that these Renewal benefits are only applicable on realization of membership fee

Get 8 InterMiles on every Rs. 150 spent on retail spends
Get 16 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
Get 16 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
Privileges on Etihad Airways

A. Obtain 10% discount on Etihad Airways Business Class tickets booked on http://flights.intermiles.com

B. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com

C. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

Unlimited Complimentary golf games at leading courses in India and selected courses across the globe
Unlimited complimentary Golf coaching at selected golf courses in India
Domestic Lounge Program

A. Relax in some of the leading lounges via the Exclusive Lounge Program

B. Get Unlimited Airport lounge access to 1000+ Lounges within India

C. Get refreshments and use some of the following facilities phones, faxes, Internet and conference rooms

1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
Air accident insurance cover worth Rs 2 crore
Emergency overseas hospitalization cover worth Rs. 50 Lakhs
Travel Insurance Cover of up to Rs. 55,000 on baggage delay
Credit Liability Cover of up to Rs. 9 Lakh
Zero liability on lost card
Revolving Credit is available at an interest rate of 1.99% per month
Avail up to 50 days of free credit period from the date of purchase
Avail up to 3 Add-on Cards
Save up to 25% on dining bills paid via Dineout Pay via the InterMiles HDFC Bank Diners Club Credit Card. Get 15% Dineout Discount plus Additional 10% HDFC Bank Discount

First Year Fee will be waived upon spending Rs. 30,000 within the first 90 days
Renewal Year Fee will be waived upon spending Rs. 50,000 in the 12 months period
Activation Benefit: Avail Rs. 250 worth Gift Voucher upon card activation with 2 transactions in first 30 days
Milestone Benefit: Avail Rs. 500 worth Gift Voucher on spends of Rs. 1 Lakh in a year (Non-EMI, Non-Wallet and Non-Rental Spends)
3% cashpoints on purchases on Paytm [Recharge + Utility + Movies + Mini App]
2% cashpoints on all other Select Paytm Spends
1% cashpoints on all other Retail Spends
Utility Bill Payments: Simply register the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. Be assured all utility bills will be paid on time, conveniently and easily
Zero cost liability: If the Card gets lost simply report it immediately to HDFC Bank’s 24-hour call centre. After reporting the loss, the cardholder will have a zero liability on any fraudulent transactions made on its card
1% fuel surcharge waived of on fuel transactions between transactions of Rs. 400 to Rs. 5,000
The card is enabled for contactless payments
Up to 20% discount on partnered restaurants via Dineout
Quick Loan for Business: Check for term loan eligibility on the credit card for business purposes
Avail up to 50 days of interest free credit on the Credit Card

Pros

Welcome benefits
Obtain 10% discount on Etihad Airways Business Class tickets, 5% discount on Etihad Airways Economy Class tickets booked, and 2.5X bonus InterMiles for Etihad Airways tickets
Golf benefits and Unlimited Airport lounge access to 1000+ Lounges within India

Cons