Induslnd Bank Nexxt Credit Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹10,000
₹1,000
Editor's Rating
3.8
3.6
Key Features
- Flexible options to pay through EMI, Reward points or Credit
- Earn 1 Reward Point for every Rs. 150 spent
- Fuel Surcharge Waiver
- Redeem reward points in the following ways: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, and Cash Credit
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- BookMyShow offer
- VIP airport lounges
- Travel Insurance Cover
Cons
- No Golf Privileges
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
