Induslnd Bank Nexxt Credit Card vs IDFC FIRST Classic Credit Card
Joining Fees
₹1,999
₹0
Editor's Rating
3.8
3.3
Key Features
- Flexible options to pay through EMI, Reward points or Credit
- Earn 1 Reward Point for every Rs. 150 spent
- Fuel Surcharge Waiver
- Redeem reward points in the following ways: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, and Cash Credit
- Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
- 5% Cashback on first EMI transaction done within 90 days from card set-up
- 10X Reward Points on all transactions above Rs. 20,000
- 6X Reward Points on Online Spends
- 3X Reward Points on all Offline Spends
- Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
- 4 complimentary Railway lounge visits every quarter
- Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
- Fuel surcharge waiver
- 15% discount at 3,000+ Health and Wellness outlets
Editor's Review
Pros
- BookMyShow offer
- VIP airport lounges
- Travel Insurance Cover
Cons
- No Golf Privileges
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Free Road Side Assistance(RSA) worth Rs. 1,399
Cons
- No milestone benefits
- Airport Lounge access limited, depends on the bank’s current offers
- Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers
