IndusInd Bank Platinum Master Credit Card vs RBL Bank Paisa On Demand Credit Card

Joining Fees

₹3,000

₹500

Editor's Rating

2

3.8

Key Features

  • Complimentary golf games and lessons
  • BookMyShow and Sathyam Cinemas, provide offers to buy one movie ticket and get another free.
  • Avail numerous travel offers and gain access to 600+ lounges across the globe with a complimentary Priority Pass.
  • Travel Plus- Access to over 600 VIP airport lounges around the world as part of the Priority Pass program.
  • Travel Insurance Cover

* Annual Fee from second year onwards is waived off if spends are more than Rs. 1 lakh in the previous year
* The welcome benefits of availing RBL Bank Paisa On Demand Credit Card, includes earning 1000 Reward Points on the first online purchase and earn 1000 Reward Points on the first purchase at merchant outlet
* With Paisa On Demand account and card one can instantly transfer funds to your bank
* Gain lots of Rewards for all your spends
* Transfer as low as Rs. 3000, or as high as the credit limit, to the registered bank account
* Pay the amount back in easy EMIs 
* Use RBL Bank Paisa On Demand Card to purchase stuffs online or swipe at retail stores
* The card benefits are Swipe / Transfer / Withdraw
* Pay interest only on the amount that is used
* Earn Reward Points for all domestic and international purchases and redeem them for desired products at www.rblrewards.com
* Get 1 reward point for every Rs. 100 spent on purchases at merchant outlets
* Get 2 reward points for every Rs. 100 spent on online purchases
* Avail 1+1 free movie ticket every month up to Rs. 200 at BookMyShow for Saturday & Sunday shows
* Annual Spends Bonus: Up to 10 times in a year, avail Bonus 2000 Reward Points on spends of every Rs. 1 Lakh
* Fuel Surcharge Waiver: For fuel purchases made between Rs. 500 and Rs. 4,000 (inclusive of both the amounts and excluding the surcharge amount) the Cardmember gets fuel surcharge waiver. The waiver on the fuel surcharge is up to Rs. 100 every month

Editor's Review

Pros

  • Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
  • Air Accident Coverage
  • Discounts on Shopping, Dining, Spa, Travel, and Lifestyle

Cons

  • High Joining fee and annual fee
  • Fees applicable for using Priority Pass Membership

Pros
* Avail 1+1 free movie ticket every month up to Rs. 200 at BookMyShow for Saturday & Sunday shows
* Annual Spends Bonus: Up to 10 times in a year, avail Bonus 2000 Reward Points on spends of every Rs. 1 Lakh
* Fuel Surcharge Waiver: For fuel purchases made between Rs. 500 and Rs. 4,000 (inclusive of both the amounts and excluding the surcharge amount) the Cardmember gets fuel surcharge waiver. The waiver on the fuel surcharge is up to Rs. 100 every month

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access


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