IndusInd Bank Platinum Master Credit Card vs HDFC Bank Platinum Plus Credit Card

IndusInd Bank Platinum Master Credit Card
IndusInd Bank Platinum Master Credit Card
IndusInd Bank · Mastercard
2
₹3,000 / Joining Fees
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VS
HDFC Bank Platinum Plus Credit Card
HDFC Bank Platinum Plus Credit Card
HDFC Bank · Mastercard
2.5
₹500 / Joining Fees
Apply Now →
Fees
IndusInd Bank
HDFC Bank
Joining Fees
₹3,000
₹500
Renewal Fees
₹0
₹500
Network
Mastercard
Mastercard
Editor's Review
2
2.5
Free Lounge Access
Yes
No
Features
IndusInd Bank Platinum Master Credit Card
  • 1.5 reward points for every Rs. 150 spent
  • Comprehensive insurance benefits
  • Fuel surcharge waiver
  • Buy 1 Get 1 free on movie tickets
  • Redemption options: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, Cash Credit
  • Platinum Credit Card Privileges: 
  1. Priority Pass Membership for you and your partner
  2. Complimentary golf session once a quarter at any of the select prestigious clubs
  3. Golf lessons and hole-in-one insurance
  4. Movie tickets at theatres twice a month (2 x 200 x 12)
  5. Savings on fuel surcharge
  6. The annual value of Reward Points on an average spend of Rs. 30,000 per month (300 points per month)
  7. IndusInd Bank Platinum Card welcomes you with great lifestyle offerings from EazyDiner, Montblanc, Luxe Gift Card, Collection Of Intimate Luxury Hotels, Amazon, Flipkart, Big Bazaar, ZEE5, Swiggy, Zomato Gold, Apollo Pharmacy, Biba Online, Ola Cabs, Uber, BATA, Vero Moda, ALDO, William Penn, Titan, Pantaloons, Hidesign, Woodland, United Colors of Benetton, Yatra, Charles & Keith, Louis Philippe, Hush Puppies, Urban Ladder.
  • BookMyShow Offer: Buy one movie ticket and get the other one absolutely free. Avail up to two free movie tickets in a month. Offer valid in all theatres registered with BookMyShow across all major cities. The price of the free ticket is capped at Rs. 200. 
  • Sathyam Cinemas Offer: Buy one movie ticket and get the other one absolutely free. Avail of up to four free tickets in a month. Offer valid in Chennai only.
  • With the Travel Plus program avail special waivers on lounge usage charges outside India.
  • Travel insurance for: Lost baggage, Delayed baggage, Loss of passport, Lost ticket, and Missed connection
  • Platinum Concierge service: A team of professionals are ready to assist you with hotel reservations, flight bookings and other lifestyle requirements. This is a complimentary service and is accessible from anywhere in the world. 
  • Auto Assist
  • Total Protect is a first-of-its-kind program that covers the cardholder for a sum up to the credit limit on your credit card and is available on add-on cards as well.
  • Air Accident Coverage- Complimentary personal air accident insurance cover of up to Rs. 25 lakh.
HDFC Bank Platinum Plus Credit Card
  • Get 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Avail up to three add-on cards for free
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card if reported immediately
  • 50 days of interest-free credit
  • Pay utility and phone bills with ease by registering the card for SmartPay
Editor's Review
IndusInd Bank Platinum Master Credit Card

Pros

  • Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
  • Air Accident Coverage
  • Discounts on Shopping, Dining, Spa, Travel, and Lifestyle

Cons

  • High Joining fee and annual fee
  • Fees applicable for using Priority Pass Membership
HDFC Bank Platinum Plus Credit Card

Pros

  • 2 reward points for every Rs. 150 spent
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 50,000 per statement cycle
  • Zero liability on lost card if reported immediately

Cons

  • No golf benefits
  • No fuel benefits
  • No airport lounge access

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