IndusInd Bank Platinum Master Credit Card vs HDFC Bank Diners Club Black Metal Edition Credit Card
- 1.5 reward points for every Rs. 150 spent
- Comprehensive insurance benefits
- Fuel surcharge waiver
- Buy 1 Get 1 free on movie tickets
- Redemption options: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, Cash Credit
- Platinum Credit Card Privileges:
- Priority Pass Membership for you and your partner
- Complimentary golf session once a quarter at any of the select prestigious clubs
- Golf lessons and hole-in-one insurance
- Movie tickets at theatres twice a month (2 x 200 x 12)
- Savings on fuel surcharge
- The annual value of Reward Points on an average spend of Rs. 30,000 per month (300 points per month)
- IndusInd Bank Platinum Card welcomes you with great lifestyle offerings from EazyDiner, Montblanc, Luxe Gift Card, Collection Of Intimate Luxury Hotels, Amazon, Flipkart, Big Bazaar, ZEE5, Swiggy, Zomato Gold, Apollo Pharmacy, Biba Online, Ola Cabs, Uber, BATA, Vero Moda, ALDO, William Penn, Titan, Pantaloons, Hidesign, Woodland, United Colors of Benetton, Yatra, Charles & Keith, Louis Philippe, Hush Puppies, Urban Ladder.
- BookMyShow Offer: Buy one movie ticket and get the other one absolutely free. Avail up to two free movie tickets in a month. Offer valid in all theatres registered with BookMyShow across all major cities. The price of the free ticket is capped at Rs. 200.
- Sathyam Cinemas Offer: Buy one movie ticket and get the other one absolutely free. Avail of up to four free tickets in a month. Offer valid in Chennai only.
- With the Travel Plus program avail special waivers on lounge usage charges outside India.
- Travel insurance for: Lost baggage, Delayed baggage, Loss of passport, Lost ticket, and Missed connection
- Platinum Concierge service: A team of professionals are ready to assist you with hotel reservations, flight bookings and other lifestyle requirements. This is a complimentary service and is accessible from anywhere in the world.
- Auto Assist
- Total Protect is a first-of-its-kind program that covers the cardholder for a sum up to the credit limit on your credit card and is available on add-on cards as well.
- Air Accident Coverage- Complimentary personal air accident insurance cover of up to Rs. 25 lakh.
* Unlimited Airport lounge access in India and worldwide for primary and add-on card members
* 6 Complimentary Golf games every quarter across the finest courses in the world
* Obtain complimentary Annual memberships of Club Marriott, Amazon Prime, Swiggy One as Welcome Benefit (This benefit can be availed by spending Rs. 1.5 Lakh within the first 90 days of card issuance)
* Avail 10,000 Bonus Reward Points on spends of Rs. 4 lakh every calendar quarter
* Earn 2X Reward Points on Weekend Dining
* Earn 5 Reward Points for every Rs. 150 retail spends
* Earn up to 10X Reward Points on spends via SmartBuy
* Up to 50 days of interest-free credit period
* Credit liability cover worth Rs. 9 lakh
* 2% on all foreign currency spends
* You can convert big spends into EMI after the purchase
* Enjoy contactless payments on HDFC Bank POS machines
* Air accident insurance cover worth Rs. 2 Crore
* Emergency overseas hospitalisation: Rs. 50 Lacs
* Travel Insurance Cover up to Rs. 55,000 on baggage delay beyond 8 hours for international flight
* Get the Renewal Fee waived for the next renewal year by spending Rs. 8 Lakhs in 12 Months
* Credit Liability Cover of up to Rs. 9 Lakh
* Fast-Track Airport Experience
* The Small Medium Enterprise (SME) program offers customized solutions like workspaces, business insurance, and wellness discounts to meet small and medium-sized businesses' needs
Pros
- Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
- Air Accident Coverage
- Discounts on Shopping, Dining, Spa, Travel, and Lifestyle
Cons
- High Joining fee and annual fee
- Fees applicable for using Priority Pass Membership
Pros
* Enjoy wonderful dining benefits with the Good Food Trail program
* Obtain up to 25% savings off on all restaurant bill payments via Swiggy Dineout
* The Dining Delight program provides distinct dining offers ranging from gourmet cuisine to local delicacies.
* Enjoy access to some of the best spas in India at special rates
Cons
* No complimentary offers for movie tickets
* The travel benefits only come only in the form of lounge access, there are no air miles or co-branded benefits provided
* Joining fee is on higher side
