IndusInd Bank Platinum Master Credit Card vs Axis Bank Select Credit Card

IndusInd Bank Platinum Master Credit Card
IndusInd Bank Platinum Master Credit Card
IndusInd Bank · Mastercard
2
₹3,000 / Joining Fees
Apply Now →
VS
Axis Bank Select Credit Card
Axis Bank Select Credit Card
Axis Bank · Visa
4.5
₹3,000 / Joining Fees
Apply Now →
Fees
IndusInd Bank
Axis Bank
Joining Fees
₹3,000
₹3,000
Renewal Fees
₹0
₹3,000
Network
Mastercard
Visa
Editor's Review
2
4.5
Free Lounge Access
Yes
Yes
Features
IndusInd Bank Platinum Master Credit Card
  • 1.5 reward points for every Rs. 150 spent
  • Comprehensive insurance benefits
  • Fuel surcharge waiver
  • Buy 1 Get 1 free on movie tickets
  • Redemption options: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, Cash Credit
  • Platinum Credit Card Privileges: 
  1. Priority Pass Membership for you and your partner
  2. Complimentary golf session once a quarter at any of the select prestigious clubs
  3. Golf lessons and hole-in-one insurance
  4. Movie tickets at theatres twice a month (2 x 200 x 12)
  5. Savings on fuel surcharge
  6. The annual value of Reward Points on an average spend of Rs. 30,000 per month (300 points per month)
  7. IndusInd Bank Platinum Card welcomes you with great lifestyle offerings from EazyDiner, Montblanc, Luxe Gift Card, Collection Of Intimate Luxury Hotels, Amazon, Flipkart, Big Bazaar, ZEE5, Swiggy, Zomato Gold, Apollo Pharmacy, Biba Online, Ola Cabs, Uber, BATA, Vero Moda, ALDO, William Penn, Titan, Pantaloons, Hidesign, Woodland, United Colors of Benetton, Yatra, Charles & Keith, Louis Philippe, Hush Puppies, Urban Ladder.
  • BookMyShow Offer: Buy one movie ticket and get the other one absolutely free. Avail up to two free movie tickets in a month. Offer valid in all theatres registered with BookMyShow across all major cities. The price of the free ticket is capped at Rs. 200. 
  • Sathyam Cinemas Offer: Buy one movie ticket and get the other one absolutely free. Avail of up to four free tickets in a month. Offer valid in Chennai only.
  • With the Travel Plus program avail special waivers on lounge usage charges outside India.
  • Travel insurance for: Lost baggage, Delayed baggage, Loss of passport, Lost ticket, and Missed connection
  • Platinum Concierge service: A team of professionals are ready to assist you with hotel reservations, flight bookings and other lifestyle requirements. This is a complimentary service and is accessible from anywhere in the world. 
  • Auto Assist
  • Total Protect is a first-of-its-kind program that covers the cardholder for a sum up to the credit limit on your credit card and is available on add-on cards as well.
  • Air Accident Coverage- Complimentary personal air accident insurance cover of up to Rs. 25 lakh.
Axis Bank Select Credit Card
  • Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website. This is applicable once per month per user
  • Flat Rs. 200 off on Swiggy mobile app/website. Valid twice a month on minimum transaction of Rs. 1000 per order
  • 12 complimentary International Airport Lounge access via Priority Pass Membership
  • 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
  • Do note that the Priority Pass will renew automatically when you have met Rs. 3 lakhs spends in preceding card anniversary year
  • 6 complimentary golf rounds per year. Unlock 6 additional visits by spending Rs. 3 lakhs annually
  • Annual benefits: Priority Pass Membership renewal on annual spend of 3 Lakh. Renewal of offers on BigBasket and Swiggy
  • Get 5000 EDGE points on spending Rs. 3 Lakhs in a card anniversary year
  • Complete annual fee waiver on spending Rs. 8 Lakhs in a card anniversary year
  • Get 10 Axis EDGE points on every Rs. 200 spends
  • Get 2X per  Rs. 200 on ‘Retail Shopping’ spends
  • Avail 2X EDGE REWARD Points up to cumulative transactions of Rs. 20,000 per month. For transactions done above Rs. 20,000 per months earn 10 EDGE REWARD Points
  • Explore curated experiences from across the world with Extraordinary Weekends
  • 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month.
  • Rs. 800 off and more via Axis Bank Dining Delight Program with EazyDiner
  • Purchase protection up to Rs. 1 Lakh
  • Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover
  • Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira

Editor's Review
IndusInd Bank Platinum Master Credit Card

Pros

  • Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
  • Air Accident Coverage
  • Discounts on Shopping, Dining, Spa, Travel, and Lifestyle

Cons

  • High Joining fee and annual fee
  • Fees applicable for using Priority Pass Membership
Axis Bank Select Credit Card

Pros

  • Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website
  • 12 complimentary International Airport Lounge access via Priority Pass Membership
  • 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months

Cons

  • High interest rate
  • High joining/renewal fee

More comparisons with IndusInd Bank Platinum Master Credit Card

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