IndusInd Bank Platinum Master Credit Card vs American Express® Platinum Card

• 1.5 reward points for every Rs. 150 spent
• Comprehensive insurance benefits
• Fuel surcharge waiver
• Buy 1 Get 1 free on movie tickets
• Redemption options: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, Cash Credit
• Platinum Credit Card Privileges: 

1. Priority Pass Membership for you and your partner
2. Complimentary golf session once a quarter at any of the select prestigious clubs
3. Golf lessons and hole-in-one insurance
4. Movie tickets at theatres twice a month (2 x 200 x 12)
5. Savings on fuel surcharge
6. The annual value of Reward Points on an average spend of Rs. 30,000 per month (300 points per month)
7. IndusInd Bank Platinum Card welcomes you with great lifestyle offerings from EazyDiner, Montblanc, Luxe Gift Card, Collection Of Intimate Luxury Hotels, Amazon, Flipkart, Big Bazaar, ZEE5, Swiggy, Zomato Gold, Apollo Pharmacy, Biba Online, Ola Cabs, Uber, BATA, Vero Moda, ALDO, William Penn, Titan, Pantaloons, Hidesign, Woodland, United Colors of Benetton, Yatra, Charles & Keith, Louis Philippe, Hush Puppies, Urban Ladder.

• BookMyShow Offer: Buy one movie ticket and get the other one absolutely free. Avail up to two free movie tickets in a month. Offer valid in all theatres registered with BookMyShow across all major cities. The price of the free ticket is capped at Rs. 200. 
• Sathyam Cinemas Offer: Buy one movie ticket and get the other one absolutely free. Avail of up to four free tickets in a month. Offer valid in Chennai only.
• With the Travel Plus program avail special waivers on lounge usage charges outside India.
• Travel insurance for: Lost baggage, Delayed baggage, Loss of passport, Lost ticket, and Missed connection
• Platinum Concierge service: A team of professionals are ready to assist you with hotel reservations, flight bookings and other lifestyle requirements. This is a complimentary service and is accessible from anywhere in the world. 
• Auto Assist
• Total Protect is a first-of-its-kind program that covers the cardholder for a sum up to the credit limit on your credit card and is available on add-on cards as well.
• Air Accident Coverage- Complimentary personal air accident insurance cover of up to Rs. 25 lakh.

• Earn 1,00,000 Welcome Bonus Membership Rewards® Points
• Benefits worth Rs. 37,000 every time one book at one of the 1000+ properties under the Fine Hotels & Resorts collection. Get 25% off at Taj, SeleQtions and Vivanta Hotels
• REMAIN PROTECTED WITH BENEFITS UP TO Rs. 20,000 BY AVAILING:

A. Air Accident Insurance

B. Overseas Medical Insurance

C. Purchase Protection

D. Wallet Protection

• 24X7 CONCIERGE SERVICE
• Access over 1,200 Airport Lounges globally that includes the following:

1. The Centurion® Lounge

2. American Express Lounges

3. Priority Pass™ Lounges

4. Delta Sky Club® Lounges when flying Delta

5. Escape Lounges 6. Domestic Partner Lounges in India

• Avail exclusive deals on airlines such as Emirates, Qatar Airways, Virgin Atlantic, British Airways, Air France, KLM, Delta Airlines and more
• Complimentary benefits worth Rs. 37,000 at the iconic 5-star properties, which includes guaranteed 4 pm late check-out, room upgrades at check-in when available, daily breakfast for two, WiFi or a special amenity at each property worth US$100. Hotels included are Four Seasons Hotels & Resorts, Mandarin Oriental, The Ritz-Carlton and many more
• Upgrades to Elite Tier Memberships: Taj InnerCircle Silver Tier, Marriott Bonvoy™ Gold Elite Status, Hilton Honors Gold Status, Radisson Rewards Gold Status, Hertz Gold Plus Rewards
• For death due to air accident, get Coverage of Rs. 5 Cr, for loss of checked-in baggage, passport or documents., get coverage of Rs. 50,000, and avail complimentary Overseas Medical Insurance for US$ 50,000 for the first seven days of a trip
• Avail 3X Membership Reward points on everything, every time you spend abroad
• Access VIP-only events, pre-sale tickets and best seats in the house for concerts, Fashion Weeks, Grammy Awards, Wimbledon and more
• Access favourite restaurants around the world such as Hakkasan London, Zuma Rome, Nobu New York, Cipriani Dubai and many more
• Enjoy access to Platinum Fine Dining at restaurants in Delhi/NCR, Mumbai, Bengaluru, Chennai, Kolkata and other cities. Enjoy meals with a glass of wine and/or dessert at restaurants like Masala Bay, Spicy Duck, The Lodhi, Vetro and Enoteca etc
• Up to 50% off at over 1800 premium restaurants in India with a complimentary membership to EazyDiner Prime. Other privileges include a complimentary drink, preferential reservations & a 24X7 VIP helpline
• Complimentary access to more than 30+ golf courses across India

Pros

• Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
• Air Accident Coverage
• Discounts on Shopping, Dining, Spa, Travel, and Lifestyle

Cons

• High Joining fee and annual fee
• Fees applicable for using Priority Pass Membership

Pros

• Healthcare Offers are as follows:

1. Up to 20% off on health check-ups, OPD Consultation, dental treatments

2. Discounted stays at villas with wellness experiences

3. 20% off on skincare & beauty products

4. 15% off on pharmacy 

5. Special discounts on spa services at Atmamtan Spa, O2, Tattva

• Hype Luxury Car Rentals Offers Earn: Avail benefits worth up to Rs. 90,000 annually
• Fraud protection worth Rs. 15 Lakh and Emergency Hotel and Travel Assistance up to Rs. 2 Lakh and emergency cash in India

Cons

• Extremely high Annual Fee with no first-year waiver
• High minimum payment
• Variable APR/Interest Rates