IndusInd Bank Pioneer Legacy Credit Card vs Stable Money Suryoday Bank Credit Card
Joining Fees
₹45,000
₹0
Editor's Rating
4
4.6
Key Features
- Gain privileged access to golf courses and golf clubs in India
- Book two tickets for the price of one through BookMyShow and Sathyam.
- Benefit from discounted foreign currency mark-up till 30th September 2020!
- Complimentary Priority Pass which provides complimentary access to international lounges in India and abroad.
- Earn 6000 bonus reward points on spending Rs 6 lakh or above within one year from the date of card issue!
Cashback Benefits
- Earning: 0.5% cashback on all card spends, including UPI transactions
- Capping: Cashback capped at Rs. 3,000 for every statement cycle
Airport Lounge Access
- 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter
RuPay Benefits
- RuPay Select Offer: RuPay Select card variant issued if FD amount is above Rs. 1.15 lakh (otherwise RuPay Platinum is issued)
- RuPay Select Wellness Program: Gym membership, health check-up, spa and salon services, and golf sessions are offered once a year under this program
Insurance Coverage
- Sum insured of up to Rs. 2 lakh: For RuPay Platinum cardholders
- Sum insured of up to Rs. 10 lakh: For Rupay Select cardholders
Fuel Benefit
- Fuel surcharge waiver on fuel transactions of up to Rs. 8,000, capped at Rs. 40,000 monthly fuel spends
- Enjoy exclusive discounts on the RuPay network
RuPay Select Wellness Program (Applicable to RuPay Select Cardholders only)
- RuPay Select Cardholders can avail additional benefits of Gym Membership, Health Check-ups, Spa and Salon Services, and Golf
- RuPay Select Benefits are eligible to be redeemed only once in a year
Editor's Review
Pros
- Enjoy a waiver* of 1% on fuel surcharge at any fuel station in the country.
- Air Accident Cover
- Upgrade your travel experience with complimentary access to select MasterCard domestic and international airport lounges in India.
Pros
- Hassle-free cashback on all spends, including UPI transactions
- Lifetime free card with up to 8% interest on FD
- Up to 8 free domestic airport lounge visits every year
- Additional lifestyle benefits for RuPay Select cardholders
Cons
- Low value-back rate through cashback earnings
- High FD amount requirement for RuPay Select card variant benefits
- FD must remain until card closure
