IndusInd Bank Pioneer Legacy Credit Card vs IDFC FIRST Millennia Credit Card

Joining Fees



Editor's Rating



Key Features

  • Gain privileged access to golf courses and golf clubs in India
  • Book two tickets for the price of one through BookMyShow and Sathyam.
  • Benefit from discounted foreign currency mark-up till 30th September 2020!
  • Complimentary Priority Pass which provides complimentary access to international lounges in India and abroad.
  • Earn 6000 bonus reward points on spending Rs 6 lakh or above within one year from the date of card issue!
  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • Avail 10X Reward Points on all transactions above Rs. 20,000
  • Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
  • Once a month, get a 25% discount on movie tickets up to Rs. 100
  • Personal Accident Cover of Rs. 2 Lakh
  • Avail 20% discount on 1500+ Restaurants and 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399
  • 1% Fuel surcharge waiver at any fuel stations in India up to Rs. 200 every month
  • 10X Rewards on all spends done on your Birthday

Editor's Review


  • Enjoy a waiver* of 1% on fuel surcharge at any fuel station in the country.
  • Air Accident Cover
  • Upgrade your travel experience with complimentary access to select MasterCard domestic and international airport lounges in India.


  • Lifetime free credit card
  • Complimentary Railway lounge access
  • NIL Overlimit fees, NIL Addon charges


  • No milestone benefits
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • No Airport Lounge Access

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