IndusInd Platinum RuPay Credit Card vs RBL Bank Platinum Maxima Credit Card

• UPI is enabled on this Credit Card
• 1% Fuel Surcharge Waiver
• Avail 2 Reward Points on every Rs. 100 transaction done via UPI
• Avail 1 Reward Point for every Rs. 100 on non UPI transactions
• Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
• IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
• Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
• Complimentary personal air accident insurance cover of up to Rs. 25 lakh

• Earn 2 Reward Points for every Rs. 100 spent on all your purchases
• 5X Rewards: Get 10 Reward Points for every Rs. 1000 spent for dining, entertainment, utility bill payments, fuel and international purchases
• Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
• Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
• Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
• 2 complimentary visits every calendar quarter at Domestic Lounges at all major airports in India
• Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more
• Fuel Transaction Charge: 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher

Pros

• Avail 2 Reward Points on every Rs. 100 transaction done via UPI
• Avail 1 Reward Point for every Rs. 100 on non UPI transactions
• Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud

Cons

• No golf benefits
• No airport lounge access / dining/ movie benefits

Pros

• Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
• Two complimentary access to domestic lounges at all major airports in India

Cons

• No Fuel Surcharge Wavier
• High-interest rate