IndusInd Platinum RuPay Credit Card vs Axis Bank Shoppers Stop Credit Card

Joining Fees

₹0

₹500

Editor's Rating

4.5

4

Key Features

  • UPI is enabled on this Credit Card
  • 1% Fuel Surcharge Waiver
  • Avail 2 Reward Points on every Rs. 100 transaction done via UPI
  • Avail 1 Reward Point for every Rs. 100 on non UPI transactions
  • Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
  • IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
  • Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
  • Complimentary personal air accident insurance cover of up to Rs. 25 lakh
  • Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
  • Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
  • Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
  • Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
  • Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
  • Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
  • Maximum discount is capped at Rs. 500 per month
  • Offer is applicable on a minimum order value of Rs. 2500
  • Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
  • Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000

Editor's Review

Pros

  • Avail 2 Reward Points on every Rs. 100 transaction done via UPI
  • Avail 1 Reward Point for every Rs. 100 on non UPI transactions
  • Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud

Cons

  • No golf benefits
  • No airport lounge access / dining/ movie benefits

Pros

  • No redemption fee, customers can easily redeem points without paying any additional fees
  • Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
  • Welcome benefits

Cons

  • No railway lounge access
  • No airport lounge access
  • Reward points are limited to Shoppers Stop outlets online/offline only


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