Compare IndusInd Platinum RuPay Credit Card vs Axis Bank Kwik RuPay Credit Card

UPI is enabled on this Credit Card
1% Fuel Surcharge Waiver
Avail 2 Reward Points on every Rs. 100 transaction done via UPI
Avail 1 Reward Point for every Rs. 100 on non UPI transactions
Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
Complimentary personal air accident insurance cover of up to Rs. 25 lakh

Credit Card on UPI
Get 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
Get 1% fuel surcharge waiver for fuel spends between Rs. 400 and Rs. 4000
Zero joining and Annual Fees
Instantly receive a virtual card on the Kiwi mobile app after getting approved
Easily activate the credit card and set up UPI PIN to make UPI transactions

Pros

Avail 2 Reward Points on every Rs. 100 transaction done via UPI
Avail 1 Reward Point for every Rs. 100 on non UPI transactions
Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud

Cons

Pros

2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
Zero joining and Annual Fees
Instantly receive a virtual card on the Kiwi mobile app after getting approved

Cons